Bill's Bulletin 
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January Housing Market Shows Signs of Opportunity

Naples, Fla. (March 8, 2019) - The year is off to a good start for homebuyers. Beyond escaping frigid temperatures up north, visitors looking to purchase a home in the Naples area during January were pleasantly surprised with their options as inventory levels increased 7 percent to 8,154 homes for sale in January 2019 from 7,605 homes for sale in January 2018. The good news didn't stop there for new homebuyers in January as median home prices increased by only 1 percent to $325,000 in January 2019 from $322,500 in January 2018, according to the January 2019 Market Report released by the Naples Area Board of REALTORS® (NABOR®), which tracks home listings and sales within Collier County (excluding Marco Island). A new statistical reporting system with enhanced formats and data capture features was adopted by NABOR®. The January 2019 Market Report was prepared using the new system.
Broker analysts reviewing the new report were quick to point out that a rare occurrence in January 2018 contributed to a reduction in overall closed sales reported in January 2019. Namely, that a developer added 79 newly constructed high-end condominium closed sales to the MLS during the month of January 2018. To further clarify, the actual "sales" were made over a three-year period, but the sales data for all 79 units was input into the MLS over a three-week period in January 2018. Consequently, this data is reflected in the monthly statistics as a 160 percent decrease in overall closed sales for homes in the $1 million to $2 million price category. It is for this reason that the January 2019 Market Report has been clarified to also reflect the removal of these anomalous sales in order to show a truer comparative analysis of the data.

Dear Homebuyers: Please Stop Thinking You Need 20% Down!

NEW YORK – Feb. 18, 2019 – First-time buyer surveys consistently show the top hurdle to homeownership is saving up for the down payment. But potential home shoppers may be misunderstanding the amount of money they really need to buy a home.

"Paying 20 percent down is, quite frankly, a myth," Karen Hoskins, vice president at  NeighborWorks , told HouseLogic. "Most buyers pay only 5 percent to 10 percent down – some even pay zero."

Several assistance programs can help buyers with down payment concerns break into home ownership. For example, 69 percent of about 2,500 home buying programs tracked by  Down payment Resource  offer down payment assistance. The average amount of assistance from these programs tops $11,000.

HouseLogic   offers several places where buyers can search for down payment assistance, including through national government programs. The Federal Housing Administration offers loans to first-time buyers with down payments as low as 3.5 percent. Programs like the USDA Rural Development Loans and VA Home Loans offer eligible buyers zero-down payment loans.

U.S. Pending Home Sales Rose 4.6% in January

WASHINGTON—The number of existing homes that went under contract in the U.S. rose strongly in January, a sign of improvement for the housing market at the start of the year.

An index measuring pending home sales—a gauge of purchases before they become final—rose 4.6% to a seasonally adjusted reading of 103.2 in January, the National Association of Realtors said Wednesday.

Economists surveyed by The Wall Street Journal had predicted a 0.8% increase in January’s sales. The index was down 2.3% in January from a year earlier.

The Most Expensive Neighborhood in Every State in America

We're curious. There's no other way to explain our fascination—make that obsession—with the biggest, the best, and the richest. We always desire a glimpse inside the lives of the wealthiest among us, to learn what cars they drive, what clothes they wear, and, most importantly, where they live.(What else could possibly explain 14 seasons of "The Real Housewives of Orange County"?)

To satisfy our innate curiosity about high-end housing, the data team at® set out to pinpoint the most expensive neighborhoods in each and every state. Plus DC, because why not?

To track down each state's priciest place, our data team calculated the median listing price for every ZIP code in the U.S. in 2018. ZIP codes with fewer than an average of 30 listings per month were eliminated, to make sure the results weren't skewed by a few big-ticket listings.

How Does Paying Off Your Mortgage Affect Your Credit Score?

mortgage  is probably the largest debt you’ll ever have, and paying it off is a significant achievement. But credit bureaus like Equifax, Experian, and TransUnion might not be as thrilled.

“Paying off any debt will certainly affect your  credit score , and your mortgage is no exception,” says Michael Mesa, branch manager and certified mortgage planning specialist at Fairway Independent Mortgage Corp in Lacey, WA.

Depending on various factors, this act of financial responsibility could increase or decrease your credit score.

Call or Text Me on (239) 745 5492
22628 Island Pines Way #1403
Fort Myers Beach, FL

Beautiful 2/2 + den condo with a direct view of the bay and Bird Island. Newest community on Fort Myers Beach. Excellently maintained with new furniture. Priced to sell. Move in ready. Hardwood in den, owners suite and main living area. New Washer and Dryer. Owner Occupied Full time Florida Resident. Fiber Optic high speed cable and internet included in fees. Screen door at entry. Home Office set up for work at home environment. 3 HD flat screens hung and ready. Sliders freshly maintained with up to date slider mechanics Excellently maintained HVAC. Affordable fees. Furniture Optional. New owner's bedroom and family room furniture.

Call or Text Me on (239) 745 5492
It's a great time to buy!

Did you know 1,000 people a day move to Florida?
Secure your new property now!
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Contact me now to help you in your search!
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650 W. Coshocton St.
Johnstown OH 43031


Price reduced on ''former daycare center'' - located directly across from McDonalds on the primary commercial corridor (Rt 62) - less than 1 mile SW of ''downtown'' Johnstown. This building (with ample parking) is located on a deep lot on over 1 acre of property. Building has over 1,700 SF on the main floor ...and 1,200 SF on the lower level (with a walkout in back). This listing has: a kitchen; 2 restrooms on each floor; is already outfitted with fire & security systems; magnetic lock entry door; internal commercial code doors, etc. (as it was a daycare). Zoning would allow various commercial uses.
Average January home-sale prices up 9% in Northeast Ohio

CLEVELAND, Ohio –– Home prices continued to rise in Northeast Ohio in January, with the average sale price of a house in the region increasing 9 percent from a year ago.

That’s according to multiple listing service data that capture most new and existing home sales across an 18-county area.

In Northeast Ohio last month, the average sale price of a house climbed to $162,941, according to  Yes-MLS  data. The average sale price for condos in the region, $141,691, was nearly flat compared to the same month in 2018.

In Cuyahoga County, average home prices grew 7.7 percent over last January, to $164,006. In Summit County, where Akron is located, the average home-sale price, climbed to $170,097, a 9.1 percent year-over-year increase.

We can help the transition with downsizing and transitional buying and selling.
Are you considering purchasing an Investment Property?
Do you have a property you would like to rent out?
Looking for a headache-free solution?

Let us take the work out of it for you!

With our Property Management Services we can fully manage your Investment Property. 

We find tenants, vet and screen them, handle lease paperwork, carry out property inspections and collect your rent checks. 

Plus, with our Renovation Services we can also handle any property maintenance issues on a small or large scale.
Call or Text Me on (239) 745 5492
Let us help! As a Florida licensed Residential and Commercial Contractor with over 25 years of experience we can assist with your renovation needs or build your dream home on your lot!

Certified Building Contractor CBC 1260844.

Before you decide to build talk to us!

Read More about our background and experience or Contact Me now to discuss how we can assist with your next renovation project or just to offer our expertise in Construction Consulting Services.    
It's Official, we are now Pulling Permits in Lee, Collier, Pinellas and Manatee counties and the Cities of Bonita Springs, Cape Coral, Naples, Fort Myers and Sanibel!
We file Notice of Commencements and handle all Building and Permitting Matters so you don't have to!
Ask us about our Client Services.

Insurance Claim Work - Building and Renovation
Ask us how we can help!

Bill Fannin, Jr.
Fannin Florida Services, LLC

Call or Text Me on (239) 745 5492
Looking for a Golf Course Community?

With so many beautiful communities and outstanding golf courses to choose from it's not an easy decision!

Let me help you find exactly what you are looking for!
Call or Text Me on (239) 745 5492
We are industry experts with over 25 years of experience in the real estate field with a solid foundation as a second generation Builder/Developer.

We are Florida Real Estate Agents and Fort Myers Beach residents serving Lee and Collier Counties.  
MVP Realty Associates, LLC
4851 Tamiami Trail N.
Naples, FL 34103
Call or Text Me on (239) 745 5492
We are also Ohio Brokers with a full team based in Ohio.

Ohio Brokerage Poised To Grow, with Enhanced Virtual Platform
Contact Us Now for More Information!
 Join our team. Shape your brokerage.


William Fannin Realty has been in Central Ohio Since 1969!

Great Commission Splits.

No Waiting for your commissions. 
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Check out the latest Football now!!

Missing Home?

Did you know that Naples has one of the largest Buckeyes fan clubs?
They offer three different types of membership. Only $25 per year for a single membership or $40 per year for a couple. Free to the under 35's!

Click on the logo to find out more!
Looking for a great place to dine in Naples? The owners of Naples beloved restaurant The Pewter Mug now bring us their new venture. Bernie's City diner is well worth a visit! Now serving breakfast and lunch. Open 7 days a week from 7am to 2:30pm!

Join me for breakfast to discuss your real estate needs, for a free home appraisal or just to say hello! Monday's at 8am at Bernie's City Diner located at 14700 Tamiami Trail N. #22, Naples, FL 34110. RSVP Now!   (239) 745 5492.
Call or Text Me on (239) 745 5492
A percentage of our sales helps support the following charities
with their important work: