Honey Leveen, The Queen of Long-Term Care Insurance
Greetings, Dear Friends and Clients,  

In the Cascades, left to right: our friends Andy & Wendy, Jim Goodale, Honey Leveen
Don't Wait to File Your LTCi Claim!

When my clients buy long term care insurance (LTCi), they are healthy. The idea of actually using the policy benefits feels waaay out in the future. So when their health begins to decline, there can be a lot of emotional denial. They don't want to accept that their change in health status is not temporary. They often do not ask for help when they should. They often forfeit collecting many thousands of dollars from their LTCi. They often struggle when they do not have to.

Time to Get Real

Your close circle of support (spouse, kids, friends & neighbors) will pitch in and help you. They may also be in denial. They'll do their best to provide the care they think you need, but their good intentions can only go so far.

Family and friends are not prepared or trained for the level of support needed. Often, there is undue stress, confusion, dysfunction, depression and resentment, because people are re-acting, not pro-acting to circumstances. Fear invades. This produces the opposite of the dignified, graceful decline you envisioned for yourself.

LTCi policies pay out large -  often lavish - sums of money, to enable you to freely choose and access the type of care you want, when you want it, with little pause or concern about money. LTCi's purpose is to ensure your dignity, options, and choices. This is why you purchased it! If dignity, option and choices are what you want, this cannot happen until you are honest and realistic about your condition and prognosis, from the date of diagnosis! This is when you need to research, explore, make concrete LTC plans, and make them known.

I encourage you to avoid denial of your need for long-term care! Use your LTCi as you originally intended: to prevent you from being a burden on those you love, and live out your life in comfort and grace!

Click here   if you'd like a free quote on long term care insurance for you or someone you love

Out and About

In a peer panel at www.LTCPG.com conference
Thanks to Tamara Stroike of Belmont Village Hunters Creek for inviting me to give staff in-service and family events there.   I will be speaking on September 23rd.

In August, I attended an annual producers conference in Seattle and enjoyed contributing to a peer panel there.

Jim met me in Seattle and we continued to Bellingham, WA, where we were hosted by our dear friends Wendy and Andy. They were fabulous hosts; we are so grateful to them! They showed us many wonderful things, including the San Juan Islands and the incredible Cascade Mountains. It was magnificent and refreshingly cool!

A New LTC Solution

Are you paying for a life insurance policy you no longer need? You may be able to easily convert your life insurance policy into money you can use for long term care. Call me to discuss. 

Have You Had a Rate Hike?

Usually, even with the rate hike, your policy is below current market price. Clients find it highly useful to discuss what causes rate hikes, how they occur, and how likely there'll be more in the future.
If you cannot tolerate your new rates, I can help you find optimal ways to downgrade your coverage while keeping it highly effective.
Do not tamper with your policy until we've spoken! If you need to discuss your LTCi rate hike, please email or call me.

Spreading the Word about LTCi

I will offer your friends and referrals accurate information on LTCi, at no obligation, of course.

I love speaking to civic or trade groups and believe I can offer the public accurate education on LTC planning. My speaking references and qualifications, as well as comprehensive LTC videos, links, testimonials can be found at www.honeyleveen.com.

The Queen, by Self Proclamation, of Long-Term Care Insurance