November 2019
The most misunderstood Roth conversion tax rule  - By Ed Slott
Qualified distributions are the holy grail for Roth IRAs, but there is confusion around the time requirements...
A note from the Accounting Professor-
REITs - Buyer Beware

Many investors have had their curiosity peaked by the REITs and LPs opportunities that some  stock pundits might describe as a "slam dunk" investment idea. I say, "Buyer beware!"
Why Annuities Could Be an Especially Good Deal for Women

Women on average earn less than men, and that translates into lower savings and smaller Social Security checks. In addition, women live longer, so their savings have to last longer. 

All of that means that women,  need to build up assets so they can create their own pensions. Unfortunately, that's easier said than done, for several reasons...
What's the best way to make a small fortune in the stock market?

Start off with a big fortune.
In This Issue

Don't just be  ready for retirement,
be "Family Ready".
Watch this quick overview of what an
Index Universal Life policy can do for you and your family in retirement.
Index Universal Life Insurance (IUL):
How can it help you?
  • Use it as a savings plan for college or retirement.
  • Earn interest on a fixed rate or on a rate based on an external index.
  • No market risk: you can lose.
  • Fewer fees and restrictions than IRAs, 401(k)s, and 529 plans.
  • Can leave money to your beneficiaries when you pass away.
  • Beneficiaries can avoid the lengthy and expensive probate process.
This material has been prepared for informational and educational purposes only. It is not intended to provide and should not be relied upon for, accounting, legal, tax or investment advice. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation.
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