Don't miss the Annual Holiday Skip-A-Pay!

November 2023 QuickNote

Mortgage Loans

Loan Application

Certificate Rates

Auto Rates

Visit our website

Don't miss the Annual Holiday Skip-A-Payment Program, which allows you to skip December’s payment on any* QOCU loan to help pay for holiday expenses. The following members or loans are not eligible for Skip-A-Payment:

Members whose account(s) are not in good standing.
Home equity loans and credit card loans.
Loans subject to an extension in the year you apply for the Skip-A-Pay.
If the Skip-A-Pay convenience fee of $25 per loan is not available in your savings and/or checking account when the application is submitted.
Loans delinquent within the last 6 months of the date you apply for the Skip-A-Pay.
Loans with a monthly payment of $100 or less.
Loans financed after June 1, in the year you apply for the Skip-A-Pay.
Loans subject to an extension in the year you apply for the Skip-A-Pay.
Loans with a balance of $500 or less.

Skip-A-Pay Form

*Complete and submit the Holiday Skip-A-Payment Form before the close of business on Friday, November 17, 2023.

Christmas Club Accounts

Christmas Club Funds will be distributed on Wednesday, November 1st! If you don't have a Christmas Club Account, now is a perfect time to open one! If you save $50 for the next 12 months, you will have $600 saved for your 2024 holiday expenses. Please contact the credit union to open a Christmas Club Savings Account today!

No minimum balance to open.
Money automatically transfers to regular savings on November 1st each year.
$10 early withdrawal fee.
Accounts automatically re-open each year with your 1st pay period in November.

Christmas Club Account

Holiday Transaction Tips

Here are a few tips that will help you as you travel or make purchases this holiday season:

Be sure to notify the credit union of your holiday travel plans so that your out-of-state transactions are not declined. We need the dates and details of where you will be traveling.
If you have any trouble with your QOCU Debit Card during the holiday travel or shopping season, please call 1-866-508-2693.
You may receive a call from Shazam regarding purchases if they don't match your normal spending habits. Shazam will NEVER ask you for sensitive information but rather verify recent transactions.

If you have any questions or concerns regarding these holiday transaction tips, please contact the credit union. Have a happy and safe holiday season!

Questions

Dividend Change

Starting on January 1, 2024, dividends will be paid monthly. Please watch for this change on your January statement, which you'll receive in the first part of February.

Please contact the credit union if you have any questions.

Questions

Thank you for your membership

November is a great time of year to pause, reflect, and share gratitude. We are very thankful for all of our member-owners. We realize you have many choices for your financial needs, and we are honored that you chose Quaker Oats Credit Union.

With our most sincere gratitude and appreciation, we wish you and your family a Happy Thanksgiving!

Holiday Expenses

Use your Quaker Oats Credit Card to pay for ALL your holiday expenses and take advantage of these benefits:

NO annual fee.
NO balance transfer fee*.
NO charge for a cash advance.
Fixed interest rate as low as 10.99% APR*.
25-day interest-free grace period on purchases.
Payments are only 4% of your balance each month or a minimum of $10 per month.

Need a Quaker Oats Credit Card? Apply online today!

Apply Now

*Annual Percentage Rate. Credit Card offered with approved credit. Not all members will qualify. No balance transfer fee when doing a cash advance using a Quaker Oats Credit Union Mastercard.