November 2022 QuickNote
Sign-up for the Annual Holiday Skip-A-Payment Program before the close of business on Friday, November 18th, and you'll have the opportunity to skip December's payment on a QOCU loan to help pay for holiday expenses.

The following loans are NOT eligible for Skip-A-Pay:
  • Home equity and credit card loans.        
  • Loans financed after June 1, 2022.
  • Loans delinquent within the last 6 months.
  • Loans with a monthly payment of $100 or less.
  • Loans with collateral protection insurance. 
  • Loans subject to an extension in 2022.
  • Loans with a balance of $500 or less.
*Be sure to complete and submit the Holiday Skip-A-Payment Form before the close of business on Friday, November 18, 2022.
Helping Those In Need

Join us this holiday season to help Waypoint collect new and unused toothpaste, toothbrushes, deodorant, and lotion. Members and non-members may donate these items by placing them in the bins in our lobby between now and the end of December. If you have any questions, please contact the credit union. Thank you for your support! 
Christmas Club Accounts

$151,369 in Christmas Club Funds will be distributed on Tuesday, November 1st!

If you don't have a Christmas Club Account, now is a perfect time to open one! If you save $50 for the next 12 months, you will have $600 saved for your 2023 holiday expenses. Please contact the credit union to open a Christmas Club Savings Account today!

  • No minimum balance to open.
  • Money automatically transfers to regular savings on November 1st each year.
  • $10 early withdrawal fee.
  • Accounts automatically re-open each year with your 1st pay period in November.
Holiday Transaction Tips

Here are a few tips that will help you as you travel or make purchases this holiday season:

  • Be sure to notify the credit union of your holiday travel plans so that your out-of-state transactions are not declined. We need the dates and details of where you will be traveling.
  • If you have any trouble with your QOCU Debit Card during the holiday travel or shopping season, please call 1-866-508-2693.
  • You may receive a call from Shazam regarding purchases if they don't match your normal spending habits. Shazam will NEVER ask you for sensitive information but rather verify recent transactions.

If you have any questions or concerns regarding these holiday transaction tips, please contact the credit union. Have a happy and safe holiday season!
Holiday Expenses

Use your Quaker Oats Credit Card to pay for ALL your holiday expenses and take advantage of these benefits:

  • NO annual fee.
  • NO balance transfer fee*.
  • NO charge for a cash advance.
  • Fixed interest rate as low as 10.99% APR*.
  • 25-day interest-free grace period on purchases.
  • Payments are only 4% of your balance each month or a minimum of $10.00 per month.

Need a Quaker Oats Credit Card? Apply online today!
*Annual Percentage Rate. Credit Card offered with approved credit. Not all members will qualify.. No balance transfer fee when doing a cash advance using a Quaker Oats Credit Union Mastercard. 
Dates to Remember

Tuesday, November 1st - Christmas Club Funds Distributed

Friday, November 11th - Closed for Veterans Day

Friday, November 18th - Last Day to Apply for Skip-A-Pay

Thursday & Friday, November 24th & 25th - Closed for the Thanksgiving Holiday

Remember, even when we're closed, we're still open. Access your account information 24/7 with QOCU Mobile App or Online Banking!
3535 Center Point Rd. NE
Cedar Rapids, IA 52402-5530
Phone: 1-319-395-7060
Toll-Free: 1-800-519-9762
Fax: 1-319-395-7135

NEW Lobby & Drive-Up Hours 
Monday: 9:30 am – 4:30 pm
Tuesday: 9:30 am – 4:30 pm
Wednesday: 9:30 am – 4:30 pm
Thursday: 9:30 am – 4:30 pm
Friday: 9:30 am – 5:00 pm

Closed Daily for Lunch 1:00 pm – 2:00 pm

Federally insured by the NCUA. Equal Housing Opportunity.