Agent Resource Center
Welcome to the Industry News – a leading source for positive and constructive LTCi information! We hope that you find the below news insightful and invite you to contribute your online articles for future issues by emailing us .
EssentialLTC E-APP
will Launch
Monday, July 2nd
View any of our recorded webinars at your convenience on our new EssentialLTC On Demand page including the replay of our 5/24/18 “Completing an Application with a Client in Under 10 Minutes"
New Partnership States:
GA, ID, MI, MN, SC, WA, WV 7/2/2018 release
IA, KS, NH, NV, OK, RI, TX, WI 7/30/2018 release
The Noblest Profession
Stephen Forman talks about why LTC Specialists are among the noblest he’s ever met.

Policyholders Cling to Unum Long Term Care Insurance Policies
95.7% of Unum’s policyholders kept their coverage, despite rate increases! This is great data that goes to show that policyholders see the value in their LTCi plan.
Largest LTCi Claim Exceeds $2 Million
Jesse Slome executive director of the American Association for Long Term Care Insurance (AALTCI) shares some valuable information regarding this record and the largest claims from five insurers which shows the value of a long term care plan comparing premiums paid to claims paid on these particular policies.
National Guardian Life EssentialLTC Long Term Care Insurance Review – Long Term Care University – 05/15/18
See Aaron Skloff’s comparison as he highlights one of EssentialLTC’s sweet spots, the Shared Benefit Rider.
Don't pick any two when you can have all three
An interesting shared benefits strategy in the worksite from Henrik Larsen.
Who will care for you when you are elderly and frail? You should plan now
The message to your client is that they are going to want to remain private-pay patients as long as possible which will offer them the dignity and freedom to choose where, when, and from whom they receive their care.
Workforce shortage worsening for long term care providers
Although the number of people seeking LTC is increasing, fewer caregivers are entering the workforce. What’s this going to look like in the future?
Young adults feel stress of long term care, poll finds
Nearly 80% of young caregivers report that they are at least moderately stressed.
National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company
of America a.k.a. The Guardian or Guardian Life.
For agent and broker use only. Not for distribution to the public.
Product underwritten by National Guardian Life Insurance Company (NGL).
Policy form series ICC16-NLTC100P. Product not available in all states.