May 12, 2021
May 2021 Interest Rates
25 Year Rates
2.94% - Standard
2.98% - Refinance
20 Year Rates
2.85% - Standard
2.89% - Refinance
10 Year Rates
2.62% - Standard
2.67% - Refinance
Great Lakes Lenders Conference
EDF will be a Gold Sponsor at this year's Great Lakes Lenders Conference and we would love to see you there!

When: October 12th - October 14, 2021
Where: Detroit Marriott - Renaissance Center

For additional information and to register, please click here!
Restaurant Revitalization Fund and
Shuttered Venue Operators Grant
Now Accepting Applications
Restaurant Revitalization Fund

The American Rescue Plan Act established the Restaurant Revitalization Fund (RRF) to provide funding to help restaurants and other eligible businesses keep their doors open. This program provides restaurants with funding equal to their pandemic-related revenue loss up to $10 million per business and no more than $5 million per physical location. To learn more and apply, please click here.

Shuttered Venue Grant

The Shuttered Venue Operators Grant (SVOG) Program was established by the Economic Aid Act and amended by the American Rescue Plan Act. The program includes $16 billion in grants to shuttered venues, to be administered by SBA's Office of Disaster Assistance. To learn more and apply, please click here.
Schedule a Zoom Call with One of
Our Lenders to Learn More About the
504 or 7(a) Loan Program
EDF has three loan officers and a 7(a) Loan Specialist covering the State of Michigan. If you would like to schedule a time for one of our lenders to meet with your group, please connect with the appropriate loan officer below to schedule a time.
West Michigan Market


Bradd Pierce
(616) 323-1277
East Michigan Market


Tom Bell
(810) 202-1750
Northern Michigan and Lansing Market

Kelly Schramski
(734) 821-7280

Loan Officer &
7(a) Loan Specialist


Nik Hoezee
(616) 323-1270

Lender Leader Board
FY 2021
EDF would like to thank all of the lenders that have had loans authorized with us in FY 2021. At the end of our current fiscal year (09/30/2021), the lending institution with the most loan approvals will receive EDF's Lender of the Year Award.
EDF Team
Julie Parker
President
(616) 323-1273


Gary Witkowski
VP of Loan Operations
(616) 323-1275



Sales Department
Bradd Pierce
Senior Loan Officer
West Michigan Market
(616) 323-1277

Tom Bell
Loan Officer
East Michigan Market
(810) 202-1750


Kelly Schramski
Loan Officer
Northern Michigan and Lansing Market
(734) 821-7280



Nik Hoezee
Loan Officer
and 7(a) Specialist
(616) 323-1270


Credit Department
Amy Dubridge
Loan Officer
(616) 323-1279

Daniel Reyes
Underwriter
(616) 323-1271


Closing Department
Kyle Wilson
Director of Closing Operations
(616) 323-1272

Abbey Byrne
Closing Manager
(616) 323-1274

Michelle Vargo
Closing Specialist
(616) 323-1278

Jennifer Rosenberger
Closing Specialist
(616) 323-1280

Servicing Department
Laura Seromik
Servicing and Compliance Manager
(616) 323-1273




Copyright © 2021. All Rights Reserved.