AN INDEPENDENT RISK MANAGEMENT COMPANY 
EXCITING NEWS!! READ ALL ABOUT IT!!
Frailey Insurance and Financial Services, Stroudsburg, PA has partnered with Markley Insurance and Financial Services, Lehighton, PA to create FRM Group. FRM Group is an independent risk management company protecting you, your family, your possessions, and your business with expanded products and essential services.
Both insurance agencies have exceptional reputations, longevity, and a wealth of knowledge through their
competent staff. FRM Group will offer Nationwide and other insurance carriers as well as providing financial services for pension, retirement planning and much more.
We protect what matters most by providing the coverage you need at the best possible price with award-winning service, for financial planning and insurance coverage and claims. Please give us an opportunity to review your insurance and financial needs!
Sincerely,
Michael J. Frailey, Owner/CEO of FRM Group
Larry D. Markley, Owner
CELEBRATE FALL LOCALLY!
The Great Pocono Pumpkin Patch Festival - Open daily through Oct. 25 at Country Junction, Route 209, Forest Inn, Lehighton. Visit countryjunction.com or call 610-377-5050.

Mazezilla Corn Maze - An 11 acre PA corn maze with a new and unique design. VIsit mazezilla.com/schedule-pricing or call 570-402-7378.

Spooky Stroudsburg - Daily Saturday through Oct. 31 Historic Downtown Stroudsburg. Information , email downtownstroudsburg@gmail.com

Hay Rides Around the Vineyard - Saturdays through Oct. 31 at the Mountain View Vineyard, 2332 Walters Road, Stroudsburg. Visit ountainviewvineyard.com

Spooky Days on the Farm - From 5:00 - 8:00 PM Oct. 23 and Oct. 24 at Quiet Valley Living Historical Farm, 347 Quiet Valley Road, Stroudsburg. VIsit quietvalley.org or call 570-992-6161.
TRAVEL THOUGHOUT NEW ENGLAND
Looking at fall foliage but be mindful of COVID-19 travel restrictions. Be sure to emphasize to check the State guidelines that you plan to travel through and to. Some will require periods of quarantine. 

Travel insurance is a temporary policy that protects you financially during a trip. It covers a range of unexpected expenses, including medical emergencies, evacuation, trip cancellation, and even lost or stolen goods. There is a wide variety of policies in the market and they all differ on the level of coverage they offer.