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Medicare Made Simple, LLC
Theresa Cangemi CSA, CLTC
Office: 315-676-4933
Fax: 866-476-1211
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Greetings!
This week, I’ll be covering Elderly Pharmaceutical Insurance Coverage, more commonly known as EPIC. EPIC is a New York State program for seniors administered by the Department of Health.
Theresa Cangemi CSA, CLTC
The Medicare Lady
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Elderly Pharmaceutical Insurance Coverage (
EPIC)
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Eat Right For Your Blood Type
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"Seniors" (age 65 or older) can apply for EPIC at any time throughout the year. EPIC members are required to be in enrolled in a Medicare Part D (Rx) drug plan or a Medicare Advantage health plan with Part D (Rx), and maintain coverage, to receive EPIC benefits. Enrolling in EPIC will give a member a Special Enrollment Period (SEP) to join a Medicare Part D drug plan.
Because EPIC is a State Pharmaceutical Assistance Program, EPIC can provide:
- A Medicare SEP (Special Enrollment Period) so that a new member can enroll in a Part D drug plan at any time during the year
- A Medicare plan change one time per calendar year for existing members
- Medicare Part D drug plan premium assistance
- Copayment assistance after the Medicare Part D deductible is met
What EPIC covers:
- New prescriptions and refills
- Insulin, insulin syringes, and needles
- Brand name and generic prescription drugs
- Quantities up to your Part D plan’s limits
What EPIC doesn’t cover:
- Any drug purchases before a member joins EPIC
- Any drug purchases before an EPIC member joins Part D
- Any drug purchases made in the Medicare Part D deductible
- Drugs not covered by Part D unless it is an approved Part D-excluded drug
- Medicines that do not require a prescription (such as aspirin or vitamins)
- A small number of drugs, known as DESI drugs
- The purchase of medical devices (i.e., diabetes supplies, test strips, glucometers, walkers, and wheelchairs) or medical supplies (i.e., cotton balls, Band-Aids®, eyeglasses, and oxygen)
- Prescriptions purchased at a pharmacy not participating in EPIC or located outside of New York State
- Drugs sold by manufacturers that do not participate in EPIC's Manufacturer's Rebate Program
EPIC has two plans
based on income
: the Fee Plan and the Deductible Plan. To join, just complete and return
an
a
pplication
. No documentation is required! EPIC verifies information with the Social Security Administration and the NY State Department of Taxation and Finance.
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Our health changed dramatically in July 1998 with the discovery of a new way to eat based upon our blood type! For the prior 6 years most of us have been on a low-fat diet and consequently gaining weight and inches to the point that we have become both the FATEST and BIGGEST AROUND that we had ever been in our lives.
In addition, most of us have also had a list of other ailments that we had learned to live with. A book called
EAT RIGHT FOR YOUR TYPE
, "a Blood Type Diet Book that will heal your body", has changed our lives forever!
"What would you say if I told you that the secret to healthy, vigorous, and disease-free living might be as simple as knowing your BLOOD TYPE," asks Dr. Peter D'Adamo, and in
EAT RIGHT FOR YOUR TYPE
, he shows us the simple answer! Our bodies assimilate food differently based upon whether you are a blood type A, B, AB, or O.
Our metabolism speeds up with some foods and slows down with others. Faster metabolism means your body will burn off its fat that it has stored. But the awesome news is that the body heals itself when you give it the fuel it is designed to utilize! See our real life results to back up this outrageous statement in the book.
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TYPE O'S
Original Blood Type
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TYPE A's
Agrarian Blood Type
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The original blood type diet of the Earth are the "hunter-gatherers".
- Eat Meat (High Protein, Low Carbohydrates)
- Cut out Wheat and Most Other Grains
- Engage in Vigorous aerobic Exercise
Your risk factors for ulcers and inflammatory diseases such as arthritis if you eat incorrectly for your type.
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A's appeared on Earth, between 25,000 and 15,000 B.C. years ago in response to new environmental conditions....the advent of agriculture.
- You should be a vegetarian (High Carbohydrates, Low Fat)
- Engage in gentle exercise such as yoga or golf.
- Meditate to deal with stress.
Your risk factors for cancer and heart disease increase if you eat incorrectly.
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TYPE B's
Balanced Blood Type
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TYPE AB's
Modern Blood Type
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Evolved sometime between 15,000 and 10,000 B.C. and are a combination of A and O.
This blood type emerged as a result of the migration of the races from the African homeland to Europe, Asia, and the Americas and may of mutated due to climactic changes. B's diet is a combination of A's and O's
- You should have the most varied diet of all the blood types, including meat. This is the only blood type that does well with dairy products.
- Engage in exercise such as moderate swimming or walking.
Your risk factors for slow-growing viruses that attack the nervous system increases if you eat incorrectly.
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Emerged only in the last 1,000 years as a result of the intermingly of disparate groups such as Type A caucasians with Type B Mongolians.
Less than 5% of the Earth's population has this blood type.
- You have most of the benefits and intolerances of types A & B.
- Engage in calming exercises and relaxation techniques.
You have the friendliest immune system of all the blood types.
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*NOTE: This content about Dr. Peter D'Adamo, and in
EAT RIGHT FOR YOUR TYPE
is for information purposes only. I am not selling you anything or suggesting that you buy any product of service.
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Blood Groups:
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O
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A
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B
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AB
America (US):
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46% 40% 10% 4%
Global Distribution:
62% 21% 16% 1%
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Contributing Thoughts/ Guest Corner
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I am looking for writers or businesses who are
interested in writing relevant articles and would like to contribute to this newsletter. The articles will be
reviewed for relevancy and content and geared towards the Medicare eligible demographic.
There is a $50 fee to contribute to this newsletter which can be seen by over 1,000 Medicare eligibles, financial service, healthcare, and insurance professionals combined. Please call Theresa at office or email to find out more.
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Pay-It-Forward and share this information and this newsletter!! Forward this email to someone who you think might benefit from this information and have them click
here
to join our mailing list!
Have a Blessed Day!
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PO Box 757
Brewerton, NY US 13029
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