ISSUE THIRTY-ONE | DECEMBER 2025

Are You Taking Advantage of Your Benefits?

It is important to take time to regularly review your insurance plans and make sure you’re fully maximizing the wellness benefits they offer. Many plans include valuable perks such as preventive care coverage, wellness visits and reimbursements, screenings, fitness programs, or annual over-the-counter allowances and rewards programs that expire at the end of the year.

These benefits often go unused simply because they’re forgotten during the busy season as we wind up the year. By reviewing your coverage, you can take advantage of payouts and services you are already entitled to, reduce out-of-pocket costs, and stay proactive about your health. Checking your plan details can help ensure you’re getting the full value of your insurance while supporting your overall wellness.

If you have any questions about your coverage or want to do a review of your plans, call our office to schedule an appointment with our team. We can assist in ensuring your benefits are utilized and not forgotten!

Important Calendar Updates:

Office Closed:

Wednesday, December 24th – Christmas Eve
Thursday, December 25th - Merry Christmas
Friday, December 26th – Scheduled appointments only - not a full office staff
Wednesday, December 31st – Happy New Year's Eve
Thursday, January 1st - Happy New Year and Welcome 2026
Friday, January 2nd - Scheduled appointments only - not a full office staff

Important Reminder!

Be sure to provide your Doctor’s office and pharmacy with any updated information and provide them with your new Member ID cards if you’ve made any changes for the upcoming year.

• One of the world’s most famous Christmas carols wasn’t even meant for December! “Jingle Bells” was originally written in 1857 by James Lord Pierpont as a Thanksgiving tune. The melody, called One Horse Open Sleigh, was meant to celebrate winter fun but it was catchy enough to infect Christmas playlists everywhere.

• Iceland has 13 merry mischief-makers known as the Yule Lads. These quirky characters visit children on the nights leading up to Christmas. Each Lad has a unique personality – from Door-Slammer to Spoon-Licker. Good kids find treats in their shoes, while naughty ones get potatoes.

• Think tinsel is a cheap look for your tree? Well, the Christmas bling was once top-tier luxury. In 17th-century Germany, artisans hammered thin strands of pure silver to drape across Christmas trees. Under candlelight, the shimmering effect was magical.

From Our Office

As we reflect on this holiday season, we want to extend our sincere gratitude to our clients for the trust you place in us. Your continued support and partnership mean so much to our team.

We are truly thankful for the opportunity to serve you and we wish you and your loved ones a season filled with health and happiness in the upcoming New Year.

Elite Services: Insurance Designed with You in Mind

Our Mission: To treat our clients like family - assisting, educating and providing benefits that protect them and their loved ones through all stages of life. We help unlock the mysteries of Healthcare and educate clients while being a resource they can readily turn to for answers.

Learn about exclusive benefit options for Florida's First Responders