ISSUE THIRTY-FOUR | MARCH 2026

Medicare Alert: Beware of Scam Messages

We want to make our clients aware of a growing number of scam emails and text messages being sent to Medicare beneficiaries. Recently, several of our clients have received messages claiming there are changes to their Medicare file or urging them to “confirm your information today” to avoid potential increases. These communications often appear official, but they are not from Centers for Medicare & Medicaid Services or Medicare.

Many of these messages include a link asking you to verify personal details such as your date of birth, ZIP code, or other sensitive information. After answering a few questions, you may then be connected to a sales agent. Unfortunately, providing this information can lead to unauthorized plan changes or misuse of your personal data. Please do not click on these links or provide personal information in response to these messages.

Through March 31, Medicare beneficiaries are currently in the Medicare Advantage Open Enrollment Period. During this time, agents are not permitted to actively market to beneficiaries, although some individuals unfortunately do not follow these guidelines. If you are considering making a change to your Medicare Advantage plan, we encourage you to contact our office or your trusted agent directly so we can guide you through the process safely.

We truly appreciate the clients who have already reached out to us to review suspicious communications. If you receive a message that seems questionable, please save it and send it to us for review. Protecting our clients and ensuring you have accurate information is always our top priority.

Think You’re Not Eligible for Life Insurance? Think Again.

Many people believe they cannot qualify for life insurance due to age or health concerns. We’re pleased to share that we have partnered with a new carrier offering guaranteed issue life insurance with no medical questions required. This coverage is available for individuals ages 50–80 with benefit amounts of up to $25,000, making it a simple option for those who may have been declined in the past or prefer a straightforward application process.

With this policy, if the insured passes away within the first two years, the beneficiary will receive all premiums paid plus an additional 10%. After the two-year period, the full death benefit is paid to the beneficiary.

Sample Monthly Premiums for $10,000 of Coverage:

Age 50 Male: $44.09

Age 50 Female: $34.47

Age 60 Male: $63.89

Age 60 Female: $51.06

If you’d like to explore this option, simply complete the Life Insurance form below, and once submitted it will be sent directly to our office. We would be happy to provide a personalized quote and help you determine if this coverage is the right fit for you and your family.

Life Insurance Form

• Some carriers did not transfer the APO- Automatic Payment Options from previous policies to the new ones this year. Please check your policies as there are stricter guidelines on reinstatements for lapsed policies.

• The first St. Patrick’s Day parade in history was held on March 17, 1601, in a Spanish colony on land that is now St. Augustine, Florida. The colony’s Irish vicar, Ricardo Artur, came up with the idea

• The March full moon is often called the Worm Moon, Sap Moon, or Chaste Moon.

• The day Twitter was launched in 2006. Founder Jack Dorsey inaugurated the social media site with his profound first tweet: “just setting up my twttr.” We can’t believe he spelled it that way either.

• Looking to join a walking club or get some extra steps in this month? Why not start on Take a Walk in the Park Day which is celebrated on March 30th. Take a stroll at your local park, bring a friend for company and share photos of you connecting with nature.

• You can visit our website and navigate to the Forms & FAQ page to submit a request for a quote directly to our office. From there, you can easily request information on travel insurance, dental and vision coverage, or life insurance, and our team will follow up to assist you with the options that best fit your needs.

Around the Town: Client Safety Meeting

During Women's History Month, we celebrate the incredible impact women have made across industries and communities. Elite Insurance Associates is proud to partner with Bennett’s Cartage and Evans Delivery to provide insurance benefits to more than 200 owner-operators in the transportation industry. As a women-owned company, Bennett’s Cartage represents the strength and innovation of female entrepreneurship.

Today, more than 14 million women-owned businesses operate across the United States, making up nearly 40% of all small businesses and generating an impressive $2.7 trillion in annual revenue. Recognized as a Top 2024 Women-Owned Business in Transportation, Bennett’s Cartage exemplifies the leadership, resilience, and economic impact women continue to bring to industries nationwide. Elite Insurance Associates is honored to support and celebrate partners who are helping move both business and opportunity forward.

Elite Services: Insurance Designed with You in Mind

Our Mission: To treat our clients like family - assisting, educating and providing benefits that protect them and their loved ones through all stages of life. We help unlock the mysteries of Healthcare and educate clients while being a resource they can readily turn to for answers.

Learn about exclusive benefit options for Florida's First Responders