ISSUE TWENTY FOUR | MAY 2025

Happy Mother's Day!

Mother's Day weekend is a time set aside for heartfelt celebrations dedicated to honoring mothers and mother figures for their unconditional love, strength, and the sacrifices they make for their families. It is a time to express gratitude for their nurturing guidance provided throughout our lives. This special day is meant to make mothers feel appreciated and cherished.

Beyond the personal expressions of love, Mother’s Day also serves as a reminder of the broader impact that maternal figures have on communities and society as a whole. It’s a moment to acknowledge grandmothers, stepmothers, guardians, and other strong women who’ve stepped into maternal roles with compassion and care. No matter how it's celebrated, the essence of Mother’s Day lies in recognizing the profound influence of a mother’s love—something that shapes who we are and how we connect with the world around us.

Our Elite family wishes a Happy Mother’s Day weekend to all who celebrated!

Disability Insurance Awareness Month

Disability Insurance Awareness Month, created and coordinated in the Insurance industry by LIFE HAPPENS, is observed in May and shines a spotlight on the importance of understanding and supporting individuals who experience temporary disabilities and the coverages that can protect them. Disruptions in your worklife and income can result from surgeries, injuries, pregnancies, or serious illnesses that prevent you from working for a limited period of time. While the duration of a short-term disability may vary, the impact on a person's life and livelihood can be significant.

One of the key goals of Disability Insurance Awareness Month is to educate employees and employers about disability insurance and the rights and protections available to those temporarily unable to work. Awareness initiatives during May encourage proactive planning and open conversations around medical leave, job security, and financial stability during times of temporary health challenges. A worker under 20 has a roughly 25% chance of becoming disabled before reaching the normal retirement age of 67 and a worker under the age of 35 has a 1 in 3 chance of being disabled at least six months during their career. This means that about 1 in 4 of today's 20-year-olds will become disabled and be entitled to Social Security disabled worker benefits before age 67 and the chance of becoming disabled continues to increase as you age.

This month of awareness also encourages a culture of compassion and flexibility in the workplace and broader community. Supporting colleagues through their temporary health struggles not only helps them recover more effectively but also fosters loyalty and morale in professional environments. By highlighting the realities and needs of those experiencing short-term disabilities, it also allows advocation for better policies and promotes a more inclusive environment during both expected and unexpected life events.

Life Happens is a nonprofit organization founded in 1994 by industry leaders who recognized the need to provide more people with educational information about life insurance and related products. Life Happens coordinates three major annual awareness campaigns, one of which is the Disability Insurance Awareness month, recognized in May.

May holiday fun facts:

The length of the Kentucky Derby race is a mile and a quarter, or 10 furlongs. Horses usually make it around the track in a little over two minutes, with Secretariat's 1973 pace of 1:59.40 still standing as the fastest time ever.
Cinco de Mayo and Mexican Independence Day are not the same holiday. Cinco de Mayo commemorates the Mexican army’s unlikely victory over French forces at the Battle of Puebla on May 5, 1862 and the Mexican Independence Day is celebrated on September 16.
In most countries, including the U.S., Mother’s Day is celebrated on the second Sunday in May — so in 2025, that means Sunday, May 11th.
Red poppies, a beautiful red Spring and Summer flower, are a traditional symbol of Memorial Day, representing its’ remembrance and the cost of war.

Hospital Coverage Plans Expand to Cover UNDER 65 and OVER 65 Clients!

Did you think you might not be able to get individual coverage for certain plan if you get older or retire and leave your group coverage? That is not the case any longer!

There are many options available for individuals both under and over the age of 65 for policies such as: hospital indemnity, accident, cancer, critical illness, dental, and vision coverage.

Many of these policies can be built to each clients needs and some policies offer Guaranteed Issue for coverage with no underwriting and medical questions at affordable rates. Other options offer higher amounts with some medical questions. These policies offer protection and reimbursements if you should be hospitalized, or have a diagnosis of cancer or other critical illnesses or in some cases, have an accident.

We offer a variety of carriers such as United Health, Golden Rule, Aetna and Allstate to insure you have the right plan at the right price. To learn more, reach out to our office for a quote.

United Healthcare's I'm Local Campaign

UnitedHealthcare is currently promoting its “I’m Local” campaign, highlighting local agents who specialize in Medicare Supplement policies. You may have come across some of their ads or promotional materials.

Elite is proud to share that five of our very own agents are featured participants in this campaign: Teresa Mask, Chris Spaulding- Balkcom, Ed Davila, Haley Bratcher, and Juliet Rogers.

These experienced professionals are committed to helping Medicare-eligible individuals explore their options and enroll in AARP Medicare Supplement plans insured by UnitedHealthcare. Whether you're just getting started or need help comparing plans, our trusted local team is ready to guide you every step of the way.

Have questions or need assistance with Medicare? Contact our office at 904-527-1304

Elite Services: Insurance Designed with You in Mind

Our Mission: To treat our clients like family - assisting, educating and providing benefits that protect them and their loved ones through all stages of life. We help unlock the mysteries of Healthcare and educate clients while being a resource they can readily turn to for answers.

Learn about exclusive benefit options for Florida's First Responders