benefitsEmployee-Paid Long Term Disability Coverage
It will never happen to me 

Recently, we've been seeing a trend towards employees wanting to decline Long Term Disability (LTD) coverage when the plan is an employee-paid design. Current economic conditions, and rising insurance costs are the main factors. Often, however, employees don't see the value in disability insurance.

We have always maintained that LTD is the most important benefit in an employee benefit plan. In case an employee can no longer work due to illness or injury, an eligible LTD claim pays a portion of an employee's insured salary as long as they are unable to work.
  Learn more about the options to consider >

HRExecutive vs. Skilled Trades Pay
What's the Difference?

Doug Ford, Ontario's new premier, has many arrows in his quiver for minding the tax pay dollar - one of which is controlling compensation practices in the public sector. In the private sector, think tanks and shareholder activist groups have been focused on a similar mandate for some time now. The collective focus of these efforts has been on understanding and justifying pay practices for senior roles within institutional settings.

CBDCannabis in The Workplace
Hashing Out the Details

With the day of legalization fast approaching, it's important for workplaces to understand how cannabis fits into the new landscape. Currently, 22% of the adult Canadian population consumes cannabis on a recreational basis, and another 17% show willingness to try it once it's legal - this comes to approximately 40% of the adult population, which will have an impact in many areas. 
What changes are necessary, and how will this impact employees and employers?

PharmacyAsk the Pharmacist: Dehydration, Electrolytes, and Sports Drinks
Know the Signs and Symptoms of Dehydration

With the summer season now upon us, temperatures around the world are rising and the chances of becoming dehydrated increases dramatically. Dehydration is when an excessive amount of water is lost from the body, often accompanied by an insufficiency in the amount of electrolytes in the body. 

Electrolytes are important chemicals that have essential roles in the body such as regulating the electrical charge in the cells of the body and controlling the flow of water in and out of cells.

GOLFASSOCIUM Golf Tournament
Register your foursome or sponsor a hole!

Please join us for the 14th Annual Nelson Johnson Memorial Golf Invitational - Thursday, August 16th, 2018.  Come on out for a fabulous day of golf at Whitevale Golf Club, a private course in the town of Whitevale near Pickering. This tournament benefits Broad Reach Foundation and the ASSOCIUM Community Chest. Our Prix Fixe covers your round of golf, casual lunch, sit-down dinner, all contests and raffle draws. The 50/50 cash draw is the only separate fundraising we'll do at the golf tournament.
Come out and golf for a great cause!

ASSOCIUM has a Calendar of Events , and we offer exclusive use to our ASSOCIUM GAIN members!

We welcome and encourage you to send us your event information

Let us help you get the word out to the public about the initiatives you'd like them to know about! We can add a link to your website for more information about your event and your organization.

This is ideal for upcoming galas, festivals, performances - any event you want to invite the public to.

ASSOCIUM Divisionsdivisions
Since 1984, ASSOCIUM Consultants continues to lead the industry in specialized human resource services, organizational development and provides HR expertise across a broad range of services.
We're unique in the marketplace providing innovative and customized Advisor services: Managing General Agent , Third Party Administrator, Claims Adjudication, Specialty Drug Management / Preferred Pharmacy Network and Human Resources Consulting.

ASSOCIUM Benefits 

Our employee group benefits division, being in business since 1997, gives us the experience to provide customized alternative plans and reduce administrative costs for our clients, while quoting sustainable rates at start up - and at renewal.  

Our procurement services division launched in 1996 as an added source of assistance to the not-for-profit sector ( GAIN). Recently this service has been expanded to include private small business under the Advantage banner. Our goal is to help your organization access preferred pricing for products and services as well as resolve any purchasing issues you may encounter.
Supporting the success of Canadian organizations since 1984.