(888) 505-2332
Agent Resource Center
To Our Distribution Partners,

Thank you for your continued advocacy of long term care insurance solutions for your clients. Your support and feedback inspires us to innovate new approaches to an evolving marketplace. As such, we want to share some of our current and ongoing initiatives:
The NGL LTCi team has been working hard behind the scenes to help make submitting new business easier, more efficient and more profitable for you. Coming soon, we will introduce our new eApp process which will streamline the way you submit your LTCi applications to us. Stay tuned for more information and the official release date! 
EssentialLTC Availability:
We are excited that several more national accounts have approved NGL EssentialLTC for their agents and advisors to use. This is directly thanks to the efforts and relationships of our BGA partners. Even though you may not work directly with these accounts, they help all of us spread the word about the need and value of LTCi solutions.

New Jersey was the first state to have streamlined unisex rates for employer group plans. These rates are available for business owner, worksite and Executive Carve Out plans. We intend to release unisex rates in more states in 2018. We also anticipate the product approval in California and Hawaii later in the year and will soon be filing in New York. Along with new state releases, we are expanding the availability of partnership approvals during 2018.

Based on the high level of interest of 1035 exchanges as an LTCi funding source, we are working on ways to apply an individual’s funds, from a non qualified annuity or life insurance policy, when couples apply together.
To better provide you with marketing collateral support, we continually add materials to the Agent Resource Center . In 2018, we will launch new consumer materials that an agent can customize to prospect for clients.

We have plans to expand Benefits Buddy, our innovate plan design visualization tool. Click below to download a copy if you haven’t tried it out yet.
Based on the popularity of our ongoing webinar series, we will be focused on these types of presentations:

  1. Future of LTCi - We will have successful LTCi advocates share the ways they have grown their business
  2. EssentialLTC Sales Training - These will be EssentialLTC solutions focused webinars

We plan to continue offering our on-demand interactive workshops. Bring a sample case or questions to the workshop and we will help you develop custom solutions for your clients. Please let your BGA know if you would like to attend a workshop.
We want to (extra) incentivize long term care advocates to earn more commissions via our Producer Bonus Program. You can earn a $1,000 bonus on three placed EssentialLTC policies, and, you can receive an extra $250 for each additional placed policy. Policies must be submitted before April 21, 2018 (and policies must be placed by July 21, 2018).

Thanks for the positive feedback that we received on the updated commission schedules that pay more renewals for policies purchased with Inflation Protection (COLA).

Please call the Agent Resource Center (888-505-2332) if you have any questions or would like additional information. We look forward to our continued partnership with you!
3/18 2018 Initiatives
National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company
of America a.k.a. The Guardian or Guardian Life.
For agent and broker use only. Not for distribution to the public.
Product underwritten by National Guardian Life Insurance Company (NGL).