Additional Endorsement added to Massachusetts EssentialLTC Policies
Effective immediately, an Alternate Plan of Care Endorsement will now be included in all EssentialLTC policies issued in the state of Massachusetts. 

Review the release announcement for more details on:
  • Existing policies in Massachusetts
  • The specimen policy for this endorsement

Join us for a session with best-selling author, Tom Hegna, considered by many to be THE retirement income expert.

Tom specializes in creating simple and powerful retirement solutions and has delivered over 5,000 seminars on his signature "Paychecks and Playchecks" retirement approach inspiring financial professionals to help Baby Boomers and seniors retire the "optimal" way. During this session he will elaborate on an integral part of that approach, having a plan for long term care. Specifically he'll provide perspective on ways to have the LTC planning conversation and overcome objections.

Don’t miss this session to gain Tom’s perspective on LTC planning!
For agent and broker use only. Not for distribution to the public.
New / Updated Items
New Webinar Recording Available
Updated Group Quote Request Form
When to use it:
This is a useful tool for employer-funded worksite cases. Completing this form will let us know the plans you want quoted & totaled for all employees, group information, and census information.
For agent and broker use only. Not for distribution to the public.
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Your copy should address 3 key questions: Who am I writing for? (Audience) Why should they care? (Benefit) What do I want them to do here? (Call-to-Action)
Product underwritten by National Guardian Life Insurance Company (NGL). National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a.k.a. The Guardian or Guardian Life.

For agent and broker use only. Not for distribution to the public.
Policy form series ICC16-NLTC100P. Product not available in all states.