We’re excited to release the 2018 Tax Summary that highlights the LTCi tax advantages for:
  • Premiums paid by individuals
  • Premiums paid by businesses
  • 1035 exchanges
  • Benefits for LTCi expenses
  • Return of Premium / Surrender Benefits

Use this easy-to-follow tax guide to begin the tax related part of the LTC planning conversation. You’ll also have a list of applicable IRC codes to provide your clients’ tax advisors.

Make the most of the 4th quarter of 2018 and think of business owners looking for another tax deduction for before the end of the year.

Contact our Sales Support team at 888-505-2332 or status@ngl-essentialltc.com to be sure you’re well equipped to discuss the tax advantages of LTCi with your clients, especially your business owner clients.

Help your clients get another tax deduction in place
for 2018 while they still can!
IN CASE YOU MISSED IT
LTCi for Almost Any Business
Learn more about EssentialLTC’s program for the worksite.

Worksite Process & Resources
Learn more about what to expect when you have an employer group prospect. This flyer will give you an idea of what to expect from start to finish and provides you with resources to help guide you through the process.

Detailed Release Announcement
Effective November 30, 2018, the Employer Group rate class, which is priced on a unisex basis, will be replacing the Employer Group premium discount in the following states . . .

Webinar Reminder

Tuesday, October 30th, 2018
11:00 AM PDT / 2PM EDT

The NGL EssentialLTC team is excited to announce the 11/30 release of the Employer Group rate class, which priced on a unisex basis, in 38 additional states.

This session of the Essential How-To’s webinar series will highlight EssentialLTC's program for the worksite available to businesses with at least 5 employees, a streamlined group approval process, and competitively priced comprehensive benefit options.
Presented by:
Michael Machlovitz
Michael has over 25 years of experience in the LTCi industry from both carrier and field sales perspectives.
Marc Glickman
Marc has nearly a decade of experience as a long term care actuary, LTCi trainer & educator.
COMING SOON
Information on Employer Funding Strategies
National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company 
of America a.k.a. The Guardian or Guardian Life.
For agent and broker use only. Not for distribution to the public.
Product underwritten by National Guardian Life Insurance Company (NGL).
Policy form series ICC16-NLTC100P. Product not available in all states