Clients often don’t clearly distinguish between assets they can physically hold and those that exist solely online. Although cryptocurrency can’t be held in hand, it may carry significant value and be transferred instantly from a mobile wallet. Similarly, an e-commerce business may never occupy a physical space, yet still generate substantial income entirely through digital accounts. Read more to learn why, without clear planning and proper authority, digital assets can be difficult, or even impossible, for fiduciaries or heirs to access, leaving critical gaps in an otherwise well-designed estate plan.

Cryptocurrency is unique among asset classes: a simple loss of access, not a market downturn, can erase an entire fortune. And that risk doesn’t end at death. If an executor can’t locate the wallet, seed phrase, or required authentication steps, the asset may effectively cease to exist. Read more to share this critical lesson with your clients: crypto owners need an estate plan that reflects just how valuable these assets truly are.

Cybersecurity is no longer just an IT problem. It's an important wealth preservation issue that can affect someone’s legacy even after they are gone. And for advisors, that awareness plays a central role in strengthening clients’ digital defenses long before their estates ever reach administration. Read more to learn about having “the talk” with clients about cryptocurrencies and their digital estate plan if they have one.

As family structures continue to evolve, traditional estate planning approaches often fall short. Blended families, unmarried partners, multigenerational households, and beneficiaries with special needs each require nuanced strategies to balance protection, fairness, and flexibility. This blog outlines common planning goals and trust-based strategies for today’s diverse families, including approaches to avoid unintentional disinheritance, preserve benefits, and support clients navigating caregiving responsibilities.

Many clients believe estate planning is only for the wealthy or that beneficiary designations and family conversations are sufficient. This insightful blog unpacks the most common misconceptions advisors hear about estate planning and highlights the real risks of partial or outdated planning—including incapacity gaps and unintended distributions. Click below to read more for helpful language and insights you can use to move hesitant clients from avoidance to essential action.

This information is for educational purposes only and cannot be considered legal advice, nor does the receipt of this newsletter create an attorney client relationship.

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