Zero-Interest for 18 Months on Balance Transfers! 

Dear Valued Bay State Savings Bank Customer,

We are excited to share an exclusive opportunity that will help you save money on your credit card payments! Transfer your current credit card balance to a Bay State Savings Bank's platinum credit card or business card and take advantage of zero-interest payments for 18 months! 

Simply visit our website or a branch to speak with one of our friendly and knowledgeable personal bankers. They will guide you through the seamless process of transferring your balance and answer any questions you may have.

Choosing the right credit card is easier than ever:

Whether you want to pay down balances faster, maximize cash back, earn rewards, or build your credit history, we have the ideal card!

No matter which card you end up choosing, you’ll enjoy great features like:

• Convenient and flexible purchasing power, accepted at millions of locations worldwide.

• Mobile purchasing capability for added convenience.

• Zero Fraud Liability. * You won’t be liable for fraudulent purchases when your card is lost or stolen.



• Cardmember Service available 24 hours a day/365 days per year.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. This offer is only valid for balance transfers from non-Bay State Savings Bank credit card holders to a Bay State Savings Bank Visa® Platinum Card or Visa® Business Card.

At Bay State Savings Bank, we believe in empowering our customers to achieve their financial goals. This exclusive offer is just one of the many ways we strive to make a positive impact on your financial well-being. Thank you for choosing Bay State Savings Bank as your trusted financial partner.