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Send us an email to info@placemycare.com and we'll include it in our next monthly newsletter.

💡 How We Help Your Patients — At No Cost to Them:



✅ Personalized needs assessments

✅ Navigation of ALTCS, VA benefits, and financial options

✅ Recommendations for safe, vetted care communities

✅ Hands-on support during every step of the transition

✅ Direct communication with you, the referring provider

Our senior living advisors bridge the gap between discharge and long-term safety—ensuring the right level of care is not only recommended, but actually secured.

👥 Let’s Partner to Improve Outcomes

We know your time is limited. That’s why we work directly with families, POAs, and social supports to carry out your care recommendations.

Whether you're discharging from rehab, identifying early signs of memory loss, or concerned about safety at home, Place My Care is your no-cost referral partner.

📞 Refer a patient or request materials today.

📧 angie@placemycare.com | ☎ 928-566-2488

🌐 www.placemycare.com

Medicare Open Enrollment Just A Few Months Away

We’re just a few months away from Medicare’s Open Enrollment, and this year’s lineup of changes is one of the biggest we’ve seen in years. Here’s what to expect:

• Part B Premiums are projected (not confirmed) to rise to $206.50/month—that’s $21.50 more than 2025. 

• Part D Deductible & Out-of-Pocket Cap will climb to a $615 deductible (confirmed- up $25), and the cap on prescription drug expenses—indexed for inflation—is now $2,100 (confirmed- up from $2,000).

If you have a Medicare supplement (Medigap), you’ve likely noticed significant rate increases this year. Now is the perfect time to shop around and see if you qualify for a lower-priced policy—let me help you compare your options and lock in the best rate before Open Enrollment begins.

Drug plans will also face major shake-ups. In 2025 many carriers left the market amid the Inflation Reduction Act’s rollout, and we anticipate further exits, higher copays (even on medications you once paid little or nothing for), and steeper premiums. Remember: your Part D plan should be reviewed every year to make sure it still covers YOUR medications at YOUR preferred pharmacy.

Even with good Part D and Medigap coverage, Original Medicare still has gaps. Skilled nursing facility care is limited to 100 days, and days 21–100 can come with significant copays. Medicare doesn’t cover long-term custodial care, and any diagnosis of cancer, heart attack, or stroke often leads to expenses for things like experimental treatments, prescription deductibles and copays, special dietary foods, travel and lodging, home modifications, assistance with daily living, alternative therapies, cosmetic procedures, and more.

That’s where Berolina Insurance Group steps in: we offer supplemental plans designed specifically to offset these out-of-pocket costs when Medicare leaves you exposed. Whether it’s covering custodial care, helping with your nursing home copays, or picking up the tab on those “extra” treatments, our solutions fill in the holes so you can focus on your health—not your wallet.

It is vitally important—imperative, in fact, that you look at your Annual Notice of Changes (ANOC) letter CLOSELY this September. We’re about to see revisions and benefit adjustments unlike anything in recent memory—carrier departures, cuts to extras like dental or OTC allowances, and jumps in premiums, deductibles, and copays. Don’t let these surprises catch you off guard.

With so much on the move, it’s more important than ever to have a trusted, local Medicare Insurance agent by your side. At Berolina Insurance Group, I’m here to guide you through every change and match you with the right supplemental solutions.

I am an independent broker and contracted with all the local carriers to give you unbiased advice. Give me a call at 928-764-8779, shoot me an email at jamie@jamiehindley.com, or visit www.jamiehindley.com/schedule to schedule your personal plan review before Open Enrollment starts.

A reverse mortgage is a special type of home loan available to homeowners 62 and older. With a reverse mortgage you still own your home. Your name remains on the title. The loan is repaid when you sell, move out permanently, or pass away. Any remaining equity goes to you or your heirs. 

A reverse mortgage allows you to convert a portion of your home's equity into cash. The amount a senior can receive depends on their age, home value and current interest rates. You can qualify for a reverse even if you have an existing mortgage, as long as the proceeds are enough to pay off the current loan.

Unlike traditional mortgages where you make monthly payments, you are not required to make a monthly mortgage payment on a reverse mortgage. You are responsible to pay property taxes, homeowners insurance and keeping the home in good condition.  

To learn more about reverse mortgages call Kay McCarthy, Certified Reverse Mortgage Specialist, NMLS#265374

Mohave Mortgage, NMLS#1830581, AZ-MB-1001852 CFL 60DBO-150071

928-230-7455

For information purposes only. Contents not reviewed or approved by HUD/FHA

www.nmlsconsumeraccess.org

NMLS1830581/ Kay McCarthy AZ #1042712, NMLS#265374 • AZ-MB-1001852 CFL 60DBO-150071 

Event not reviewed or approved by HUD/FHA nmlsconsumeraccess/org

For informational purposes only.

Place My Care Senior Living Solutions is here to help.

We're proud to maintain 7-day-a-week availability for all seniors and families needing assistance, ensuring help is always just a phone call away. This commitment to accessibility has made us a trusted resource for a wide network of referral partners across our community, including:

- Healthcare providers (hospitals, skilled nursing facilities, primary care physicians)

- Emergency services (police departments, crisis response teams)

- Mental health providers

- Home health and hospice services

- Community organizations and social services

- Financial and legal professionals

Our successful placements have made a real difference in people's lives, ensuring seniors receive comprehensive care including:

- Medical supervision and support

- Social engagement opportunities

- Emotional well-being services

- Safe, comfortable living environments

Our four-phase service approach has enabled us to not only find the right placement for each senior but also to help families navigate important financial considerations, including accessing available tax benefits and VA assistance where applicable.

Our comprehensive support includes coordinating:

- Healthcare connections, including:

- Primary care physician referrals

- Home health services- Hospice care providers

- Transportation services

- Medical appointments and transitions

- Professional moving services

- Connections with realtors

- Financial advisor referrals

- VA benefit applications and assistance

Your referrals allow us to fulfill our mission of ensuring seniors receive the care they deserve while providing families with peace of mind. We take pride in creating a seamless healthcare network for our clients, ensuring they have access to all necessary medical support through our established relationships with quality healthcare providers throughout the community.

Whether it's a routine placement or an urgent situation requiring immediate attention, our team is available seven days a week to respond to the needs of seniors and their families. This level of accessibility has made us a reliable partner for both healthcare professionals and emergency services personnel who need prompt assistance with senior care situations.

We would be happy to provide an in-service presentation for your company or agency to share more details about our services, especially our new ALTCS assistance and Well-Check Assessment programs. Please reach out if you'd like to schedule a presentation or learn more about any of our services.

Thank you again for your trust and partnership.

Best regards,

Angie Foltz

President and CEO

Place My Care

Angie@placemycare.com 

W: 928-955-9075

F: 928-955-8440

P.S. Feel free to share our contact information with any families who might benefit from our services.

At Place My Care, we not only assist in identifying the right time for a transition, but also help identify potential benefits to assist with care costs. We connect patients with reputable resources for a full wraparound support system, ensuring a smooth and transparent transition. It's important to note that our services come at no cost to families. Contact us to learn more about how we can support your patients.

928-955-9075