San Francisco 49ers quarterback Colin Kaepernick definitely has a right as a citizen to kneel during the national anthem. The First Amendment of the U.S. Constitution and numerous Supreme Court decisions have made that much clear. 
What is less clear, however, is the extent to which U.S. law protects the controversial quarterback - or anybody else who takes a political stand at work - from being disciplined by his employer.

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Did your firm receive a check from an insurance company? What are your legal obligations?

Issuers that do not meet these requirements must provide rebates to consumers. Rebates must be provided by September 30 following the end of the Medical Loss Ratio (MLR) reporting year. For the 2015 reporting year, issuers are required to pay rebates by Sept. 30, 2016. Employers that expect to receive rebates should review the MLR rebate rules and decide how they will administer the rebates.

Click here to view an informative document on the subject. 

Invitation on behalf of ExpertQuote
ExpertQuote would like to extend an invitation to its valued clients to take part in a team building night at a San Jose Barracuda game at the SAP Center. This invitation includes 6 tickets 12 rows from the ice! 

(10/28) Bakersfield at 7:00 PM (Friday)
(10/29) Bakersfield at 1:15 PM (Saturday)
(11/05) San Antonio at 1:15 PM (Saturday)

If you would like to take advantage of this opportunity, kindly write to us at events@expertquote.com with your preference. Please note that this offer is available on a first come, first served basis.

About the San Jose Barracudas:
The San Jose Barracuda are a professional ice hockey team in the American Hockey League which began play in the 2015-16 season. Affiliated with the National Hockey League's San Jose Sharks, the Barracuda share the SAP Center with its parent club. 
If you have any questions or comments please contact us at  Info@ExpertQuote.com. Or call us toll free at  1-877-837-6346 .




The ExpertQuote Team.