Sep 18

Real Estate Coffee House - Changes in Condo Lending Rules

Real Estate Coffee House(sm) is an informal gathering of people interested in all aspects of Real Estate. We meet Fridays virtually on Zoom from 9:00-10:00 am to discuss the latest Real Estate Market, Financing, Legal Developments and to share listings and leads for the real estate community.

Virtual location

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Friday, September 18, 2026
09:00am - 10:00am

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To enter Zoom Meeting:

Meeting Id: 889 3010 1155

Passcode: 5807 10


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Greetings!


Welcome to the Real Estate Coffee House(sm). Each week our panel of experts will discuss a timely real estate topic. Join us online every Friday from at 9:00 am to 10 am. 

BYOC Bring your own coffee ☕️


THIS WEEK's TOPIC:

New FNMA - Freddie Mac Regulations make it harder to loan to Condos. Non-QM loans for non-warrantable condos may be the solution.


This week Tom Davis, Chief Sales Officer of Deephaven Mortgage will be joining the Real Estate Coffee House to inform us about two new rules adversely impacting condo financing. One rule became effective August 3, 2026. This change eliminated the limited/streamlined review process for condominium associations. On January 4, 2027 FNMA and Freddie Mac rules will increase the minimum reserve contributions condos must make from 10% to 15%. These regulations make it harder for Condominiums to qualify for conforming mortgage loans.


Tom Davis will explain the differences between conforming and non-conforming mortgage loans and how non-QM mortgage loans may provide the solution for those condominiums who no longer qualify for conforming FNMA and Freddie Mac loans.


Join us this Friday to learn more about this weeks topic.






Your Hosts:


Harvey S. Jacobs, Esq.  Attorney at Jacobs & Associates, Attorneys At Law, LLC - A Real Estate and Small Business Law firm, based in Washington, DC and Rockville, MD. We Handle Real Estate from A-Y, We Don't Do Zoning. We represent Small Business Owners having 50 or fewer employees with all their corporate legal needs. 


Lisa Abrams - Realtor(R) team leader of  The Abrams Group. Lisa sells real estate in DC, MD, VA and FLORIDA. She and her team are available for your listings and purchases.


No dues, no memberships, no fees. 

You bring your REFERRALS, LISTINGS, questions, friends, clients, and colleagues.  

*Appearance at the Real Estate Coffee House does not imply any endorsement. The information and views presented are solely those of the participants.Send to a Colleague

If you can't make this event, but would like to receive invites for future events, please add yourself to our mailing list.


We look forward to seeing you on Friday morning.

 

Sincerely,

 

Harvey S. Jacobs, Esq.

Jacobs & Associates Attorneys At Law, LLC

ask@thehouselawyer.com

301-417-4144