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April 2026

APRIL IS FAIR HOUSING MONTH


To celebrate, we put together a refresher on fair housing protections. In this tip we will cover the five Ws (Who, What, Where, When, and Why) of fair housing law. By the time you finish reading this tip, you should have a better understanding of the most common protections available under fair housing laws!

The Five Ws of Fair Housing

You may already be familiar with a few of the housing protections provided under fair housing laws. These laws establish duties for housing providers and protections for tenants that address discrimination in advertisements, the application process, tenancy, and even during the eviction process. It is important that both tenants and housing providers understand these protections.


To make fair housing protections a little more accessible, we have broken them down into the basics: Who is covered under fair housing laws, What protections are provided under fair housing laws, Where fair housing protections apply, When the protections were established, and Why these protections are still so important today.


Please read on for more information!


Who is covered under fair housing laws?

Fair housing laws establish legal protections to prevent discrimination based upon a person’s characteristics. Federal laws identify seven protected characteristics, which many states have adopted and expanded upon over time.

Federally Protected Categories

Race

Color

National Origin

Religion

Sex

Familial Status

Disability


Including the seven categories above, California fair housing laws provide protections for over 20 categories!


Check your state and local laws to find out what categories are protected in your area.



What protections are provided under fair housing laws?

Fair housing laws prohibit discrimination or harassment based upon personal characteristics. For example, discriminating against an applicant because of their race is prohibited under both federal and California fair housing laws. Additionally, retaliation against anyone who exercises their fair housing rights is also strictly prohibited.


In addition to the protections against discrimination, harassment, and retaliation, which all protected categories receive, individuals with disabilities may qualify for special protections called reasonable accommodations and reasonable modifications. Reasonable accommodations afford individuals with disabilities exceptions to existing rules and policies, such as allowing a tenant who suffers from anxiety attacks to move to a quieter unit. Reasonable modifications allow a tenant to make a physical change, such as installing shower grab bars or widening doors for wheelchair access.


These fair housing protections may apply during the application process, throughout the duration of a rent or lease agreement, or even after tenancy, such as during the eviction process.


Where do fair housing protections apply?

The seven characteristics protected under federal law apply across the United States, but additional protections vary by state. In California, we adopted the seven characteristics identified in federal law and have included an additional 14 protected characteristics. Depending on where you live within the state, local county or city laws may provide even more protections for tenants!


These protections apply to almost all types of housing, with very limited exceptions.  For example, fair housing protections apply to:


  • Apartments and Rental Homes
  • Condo Complexes and HOAs
  • Mobile Home Parks
  • Nursing Homes/Board and Care Centers
  • Sober Living Homes
  • Transitional and Interim Housing
  • Homeless Shelters
  • Section 8 and other Subsidized Housing, and more!


Housing providers for these properties – such as landlords (property owners), property management companies, and even public housing authorities – must comply with fair housing laws.


If you have a question about whether your home is covered by these protections, you can check federal, state, and local fair housing laws, or reach out to a fair housing expert.

 


When were fair housing protections established?

Many of our fair housing protections come from the Fair Housing Act (FHA) of 1968, which created the Department of Housing and Urban Development (HUD) to enforce housing protections. The FHA included four protected categories based upon race, color, religion, and national origin. Discrimination based upon sex was added in 1974, and Disability and Family Status were added as protected characteristics in 1988. These seven federally protected categories have stayed the same for almost 40 years. However, state and local protections have continued to grow over time.


In California, our fair housing protections stem primarily from the Fair Employment and Housing Act (FEHA), which was passed in 1980. Since the passage of FEHA, the number of categories protected by California fair housing law have continued to increase. Depending on the state that you are in, your protections may be more expansive than you think!


Why are fair housing protections so important?

The activists who fought for the federal Fair Housing Act knew that a stable living environment is necessary to fully exercise all other rights. That is why fair housing was a central goal of the Civil Rights Movement, even after the Civil Rights Act of 1964 was passed.


The protections codified by the Fair Housing Act have helped families to find and keep safe stable places to live. This stability allows families and individuals to hold jobs, attend schools, and enjoy neighborhoods that they might otherwise lack access to or be forced to leave. This includes protections which allow individuals with disabilities to have the same opportunities to use and enjoy their homes as everyone else—providing increased access to new and different types of housing and increasing the quality of life for many tenants. This also includes protections that empower members of vulnerable groups to file complaints and gain redress for discrimination, harassment, or retaliation.



Additionally, as fair housing protections continue to expand at the local and state level, they ensure that more people have access to more homes than ever before. In short, fair housing laws help provide the security and foundation that all of us need to build our daily lives.

NEED MORE HELP?


If you think that you have been denied equal access to the protections we discussed – or if you have other fair housing issues that were not discussed here – we recommend that you seek out legal assistance. The information provided here is not a replacement for legal advice and counsel, and legal experts can ensure that you take advantage of all available protections.


Federal fair housing laws prohibit discrimination in housing based on the following characteristics: race, religion, national origin, color, sex, familial status, and disability. State fair housing laws often prohibit discrimination based on additional categories, but specific protections will vary from state to state. You should check with your state fair housing agencies for more details on which protections are available in your area.


You can find examples and more information on federal and California specific protections here:


California Civil Rights Department: Guides and Fact Sheets

(https://calcivilrights.ca.gov/Posters)


If you think that your federal fair housing rights have been violated, you can file a complaint with the Department of Housing and Urban Development (HUD). Alternatively, you can file a complaint with the California Civil Rights Department (CRD).


To file a complaint with HUD,

call 800-669-9777,

or visit their complaint site here:

HUD: File a Complaint

(https://www.hud.gov/fairhousing/fileacomplaint)


To file a complaint with CRD,

call 800-884-1684,

or visit their complaint site here:

California Civil Rights Department: Filing a Complaint

(https://calcivilrights.ca.gov/complaintprocess/)


You can also reach out to a legal aid organization for assistance, such as Mental Health Advocacy Services, Inc. (MHAS). We focus on serving individuals who have mental health illnesses and disabilities, and we have experience with housing issues such as discrimination and reasonable accommodations. You can reach the MHAS offices by phone at (213) 389-2077 (TTY: 800-735-2929) or by email at info@mhas-la.org.

Mental Health Advocacy Services is a private non-profit 501(c)(3) organization whose mission is to protect and advance the legal rights of low income adults and children with mental health disabilities and empower them to assert those rights in order to maximize their autonomy, achieve equity, and secure the resources they need to thrive.


For more information or to request a Fair Housing training, please contact us:

MENTAL HEALTH ADVOCACY SERVICES

213-389-2077 | info@mhas-la.org

www.mhas-la.org