Environmental and Professional Liability

Don't forget, we're paying full commission up to 17.5% on new business placed with Philadelphia until 12/31!

Environmental Overview

PREMISES ENVIRONMENTAL Annual or multi-year; up to five year operational and 10 years transactional Minimum Premium $3,000 Coverage offered on claims-made basis Remediation coverage on and off site (discovery and third party triggers) Third Party Bodily Injury and Property Damage Transportation (first and third Party) Non-owned Location Liability Mold coverage available on a claims-made basis Emergency Response Cost coverage Optional Covered Operation Pollution Liability coverage TARGET CLASSES Manufacturing Chemical Blending and Packaging Warehousing Logistical Companies Educational Commercial Real Estate Medical Facilities

CONTRACTOR ENVIRONMENTAL Annual or multi-year; up to three years for practice and give years for project Minimum Premium $3,000 Available on either claims-made or occurrence basis Remediation (discovery and third party triggers) Third Party Bodily Injury and Property Damage Transportation Non-owned Location coverage (for disposal sites) Mold coverage available on a claims-made or occurrence basis Owner Controlled Insurance Program (OCIP) and Contractor Controlled Insurance Program (CCIP) structures are available TARGET CLASSES General Contractors Roofing Utility HVAC Street and Road Electrical Painting Masonry

CONTRACTORS ENVIRONMENTAL & PROFESSIONAL Annual policies available on a practice or project-specific basis Minimum Premium $5,000 Professional Liability coverage – Claims Made Basis Contracting Operations Environmental Liability available on a claims-made or occurrence basis Remediation (discovery and third party triggers) Third Party Bodily Injury and Property Damage Transportation Non-owned Location coverage (for disposal sites) Mold coverage available on a claims-made or occurrence basis TARGET CLASSES General Contractors Roofing Utility HVAC Street and Road Electrical Painting Masonry

Contractor Environmental & Professional Coverage OVERVIEW OF COVERAGES State-of-the-art, flexible policy form that can be structured to meet the insured’s specific needs Remediation (discovery and 3rd party triggers) Third-Party Bodily Injury and Property Damage Transportation Contracting Operations Environmental Liability available on a claims-made or occurrence basis Shop/Yard Location coverage Non-owned Location coverage (for disposal sites) Image Restoration Emergency Expense Mold coverage available on a claims-made or occurrence basis Illicit Abandonment Protective coverage available Mitigation/Rectification coverage available Broad Named Insured wording Definition of Construction Management Limited Asbestos/Lead exclusion 90 day automatic Extended Reporting Period Blanket Waiver of Subrogation for Client and any Entity 90 Day Cancellation Notice wording included, 10 Days for Non-payment of Premium Primary and Non-contributory for Professional and Contractors Pollution coverage Blanket Additional Insured for Coverage B. applies to any Entity Additional Defense Limits available RISK MANAGEMENT SERVICES Product-specific web-based Risk Management Services solutions through PHLY.com/RMS Free online interactive Defensive Driver Training course and examination Regular e-flyer communications on current Risk Management Services issues and Large Loss Lessons Learned Strategic partnership with best-in-class vendor for discounted background & motor vehicle record (MVR) checks MINIMUM PREMIUM & LIMITS $5,000 minimum $25M per occurrence / $25M aggregate

Classes

TARGET CLASSES General Contractors Construction Management Trade/Artisan Contractors Design/Build (up to 25% of delivery method) UNACCEPTABLE CLASSES Petroleum Production Drilling & Hydrofracking Single Family Home Builders Sole Practitioners Architects Civil and Geotechnical Engineering Material Testing Firms

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QUESTIONS? Ariana Ramos SVP | Business Development Aramos@telamonins.com (phone) 617-614-1216 (fax) 617-243-7516

Telamon is an experienced Broker with strong carrier relationships throughout the US. We have broad access to both admitted and non-admitted markets and are dedicated to finding your clients coverage- no matter the risk.

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