Raising Money for a Good Cause
IIARI’s Emerging Leaders recently donated $2,000 to Operation Stand Down — an amazing cause! The money was raised during IIARI’s Fall Golf Outing and helped by generous donations of prizes from our Partners and Sponsors.

Operation Stand Down is Rhode Island’s primary nonprofit resource for homeless and at-risk veterans. Their mission is to strengthen the veteran community by providing crucial wrap-around services for our nation's veterans.
Rhode Island CPCU Scholarship Fund
The Rhode Island Chartered Property and Casualty Underwriters (CPCU) Scholarship Fund is once again seeking candidates for its annual scholarship awards. These awards will range from $2,500 to $4,000 and are given to the applicants exhibiting the highest level of academic excellence. The winners will be recognized at the Chapter’s June awards banquet (pending review) or via a virtual zoom meeting.

Applications are due by April 15, 2022.
Are you getting the most from your membership? Independent Market Solutions (IMS) provides members access to useful insurance markets at no additional cost. IMS is jointly owned by more than a dozen different agent associations so that you can be sure of competitive commission rates and fair terms. This member-only program allows agents to quickly connect with carriers and find insurance products suitable for their client needs. To start taking advantage of our IMS program, you must complete IIARI's market access application. which will ask for the individual agent license numbers. E&O policy information and agency tax information.
Businessowners Policy (POP) Announced
Hospitality Insurance Group has announced the creation of its first-ever Businessowners Policy (BOP) for commercial policyholders. Effective January 2022, this specialized insurance coverage is now available to existing liquor liability policyholders as well as a variety of other main street businesses.

Hospitality Insurance Group specializes in providing liquor liability coverage to businesses that serve or sell alcohol. They also offer a CPP policy and Excess liability coverage. These products generally fit well for establishments with higher alcohol sales and where the client may have needs that require special placement of the other lines of business. Liquor liability is available on a monoline basis or as part of the CPP policy. The new BOP was created for clients with lower alcohol sales levels in lower hazard classes of business and for businesses that do not sell alcohol. The program provides Hospitality Insurance Group with the opportunity to now offer coverage to restaurants from fast food to fine dining, with or without alcohol, liquor stores, convenience stores (without gas), and many “Main Street” businesses, whether they sell alcohol or not.
Looking for a new designation? Need CE Credits?
Take a look at our full educational calendar for 2022!
February 28-March 3
9:00 AM - 4:00 PM
March 8
8:00 AM - 5:00 PM
Hybrid Class | 7 CE Credits
March 9
9:00 AM - 4:00 PM
March 16
9:00 AM - 12:00 PM
Hybrid Class | 3 ETHICS CREDITS
March 23
9:00 AM - 4:30 PM
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Digital Extras
Home Inflation Is Driving Up Loss Costs for Insurers

The two possessions that most concern insurers — homes and motor vehicles — happen to be the largest contributors to the historic 7.5% inflation rate announced last week.

HSB Adds Social Media Income Coverage to Home Cyber Insurance

 HSB Home Cyber Protection™ has been adapted, designed and priced specifically for homeowners, renters and other personal lines consumers.

Unlocking the Potential of Deeper Customer-Agent-Insurer Relationships

Many insurers continue to struggle to develop relationships with their customers that span multiple products. In fact, limited successes in this area have convinced some insurance executives that there is limited value in cross-sales initiatives.

Thanks to our Diamond sponsor -
The Beacon Mutual Insurance Company.
Do you have some agency news to share? Please send agency news and changes to [email protected]. We'd love to hear from you.