June 29, 2017
Fiduciary Rule FAQ
Prudential's answers to frequently asked questions about the Department of Labor Fiduciary Rule  

Cash Value Life Insurance makes Harbaugh highest paid College Football Coach
In August, the University of Michigan announced that it had amended its contract with head football coach, Jim Harbaugh, to include a creative deferred compensation alternative involving cash value life insurance.

The arrangement makes Harbaugh the highest paid college football coach in the country, according to Sports Illustrated and other news outlets.
PruLife Essential UL
Life, uncomplicated
Effective June 12, 2017, Prudential launched their newest universal life product, PruLife Essential UL. With it, you can offer your clients the simple design they want with the contemporary benefits they need.

New OPTerm Rates

New rates include both decreases and increases. Price decreases improved their #1 ranking by over 20% and were primarily focused in these areas:
  • Higher face amounts ($500K or more)
  • Younger lives (Age 57 and below)
  • All underwriting classes
  • Evenly split between males and females
  • 15- and 30-year plans
Increases affected 15% of all pricing cells, however, most made no change to competitive rank. 
Understanding Chronic Illness and Long-Term Care Life Insurance Options
On Tuesday, June 19th, we hosted a webinar with Carlan Snipes from OneAmerica on the differences between chronic illness and long-term care riders. If you missed the webinar, contact us and we'll send you a copy of the recording along with some other helpful resources! 
Lincoln Producer Appointment Management Program
Phase II

The second phase of the Lincoln Appointment Management Program is scheduled to be implemented in September of this year. Under this phase, Lincoln will be creating a "Service Only"  status for producers. In doing this, Lincoln hopes to continue to improve service to active producing agents 
MDRT Minute
A conversation: The Journey to Success

Enjoy this conversation between friends and longtime Top of the Table members Gordon and Forte as they reflect on their journeys to success. Find out how they overcame their challenges and learn the ideas that took them from humble beginnings to a combined 59 years of Top of the Table qualifications.   
  Learn More 
Take the hassle out of underwriting                  
No Exams with SBLI

SBLI has a program that will allow clients 18-60 applying for $500,000 or less to purchase coverage and never have to do an exam. 

We feel like saving time in underwriting and delivering a better customer experience is worth the extra cost.  In fact, beginning April 3, 2017, we will be contacting you about the option of moving a case each time we receive an application that fits into the parameter of the program.

For Free

The TBA Mobile App was designed to give advisors the ability to be more efficient while away from the desk. This app has all of the tools needed to create sales as well as process paperwork more efficiently. It can be downloaded on your phone or tablet. It is available to download for free from the app stores of A pple, A ndroid, and Kindle.

Available tools include:
  • Instant Term Quotes 
  • Online Application 
  • Needs Analysis
  • Licensing 
  • Direct Dial TBA Employees
AssetCare IV

Upcoming Webinars 

Past Webinars

Tennessee Brokerage Agency | 865-588-9555 | www.TBA.com