This November marks 110 years of First Community Bank and Trust! It's a milestone made possible by generations of customers, dedicated employees, and the businesses and families who have trusted us along the way. We're proud of where we've been and look forward to what comes next.

Thank you for being part of our story!

The holidays can bring extra expenses, from gifts and travel to gatherings with family and friends. When your budget needs a little breathing room, Quilo, an unsecured personal loan option, may help you cover seasonal costs with a manageable payment plan.



Ready to get started? Apply now or view our demo for step-by-step instructions on how to apply.

All loans subject to credit approval. Terms and conditions apply. Quilo is provided by Quilo and is not a product of First Community Bank and Trust. Quilo is solely responsible for its products and services.

My Cards, in First eBanc, includes a Card on File feature that shows where your FCBT Debit MasterCard is saved for quick payments. Review your saved locations and update or remove your card information as needed. Visit our My Cards demo to see how it works, then check your own settings to make sure you recognize every location!

From running errands to treating yourself, we appreciate the way you bring your FCBT Debit MasterCard along when you shop. Now, you could win up to $10,000 when you use your debit card to make eligible purchases! Between 10/15/26 and 1/15/27, each eligible purchase you make automatically earns one (1) entry for the chance to win. The more you use your card, the more entries you’ll receive.

No purchase necessary to enter or win. Open to 50 US/DC, 18+. Ends 1/15/27. Void where prohibited. Odds depend on entries received. Free mail-in entry & Official Rules linked above. Sponsor: MasterCard.

ANNUAL GOLD CLUB DINNER

We enjoyed a lovely evening with our Gold Club members at the Amvets Hall in Beecher on October 21! Thank you to everyone who attended and to our employees for all their work in putting the dinner together. It was so nice to see everyone again!

Check out more photos on our Facebook page.