The following interest rate change is effective for First Step loans reserved on or after 9:30 AM, October 16, 2025:

• FHA / VA / USDA to 5.75% from 6.00%
• Conv. to 6.25% from 6.50% 

Please visit Lender Online for loan reservations.

If you have any questions about this information, please contact Brian Hunt at bhunt@ahfa.com.