HOMETOWN HEROES (HTH)

IMPORTANT ANNOUNCEMENT!

Please be advised that the Hometown Heroes (HTH) Program funds are fully committed. If your loan is already locked, this will have no impact on your lock. Please proceed as normal to close your loan. 

As a reminder, the Florida Housing Bond and TBA Programs will STILL be available.

Will there be a waitlist? No, starting Monday, January 8th and then every other Monday after that, the system will open to allow new Hometown Hero locks on accumulated fallout dollars. This is first-come, first-served.

Can I cancel and loan and switch out a borrower? No, canceled loans will not be replaced with a new lock.

What if my HTH loan cancels due to the timeline, can it be reinstated? Most likely no, the funds will be utilized by another borrower. Loans must be underwriter certified by the 60th day or they will cancel.

Where can I see the available HTH Assistance on January 8th?  Click on this link to view the available HTH Assistance allocation.  As a reminder, all Florida Housing Programs are available Monday - Friday, excluding holidays, 10:00 AM - 8:00 PM ET.

When will more HTH funds become available?  We hope that we will receive an appropriation in the 2024 session to offer the HTH Program in 2024.

Does this mean Florida Housing does not have any program available until 2024?  No, Florida Housing still has the Bond and TBA Programs that offer down payment and closing cost assistance.

Florida Housing will be closed for the Holidays on 12/25, 12/26, 12/29, 1/1 AND 1/2. We will not publish rates or open the loan portal on those days.

Happy Holidays from Chip, Sandy, Mark, JaLisa, and Natalyne.

Charles White

Homebuyer Loan Program Director

Charles.white@floridahousing.org

Sandy Smith

Homebuyer Loan Program Manager

Sandy.smith@floridahousing.org

Homeownership Loan Program Team 

dpa@floridahousing.org