Montesano          Chehalis          University Place          Gig Harbor

Do it right.    Do it ethically.    Do it aggressively.    Count on me. 
"Do it right for our customers, do it ethically for our companies and do it aggressively in the marketplace.   As individuals, count on us to deliver." 
In This Issue...
Pay Your Premiums Online
Did you know: Many of the companies we work with also provide the option to make your payment online.
Check out the company links below for the fastest way to pay your premiums 

Reminder to 
Check Your Credit Report Annually:

The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies - Equifax, Experian, and TransUnion - to provide a free copy of your credit report, at your request, once every 12 months. 

Your credit score can affect your insurance premiums.  It's important to monitor your credit report and correct any inaccuracies promptly. 

Order your FREE credit report at

Stay in Touch!


As your insurance advisor, we want to make sure we can contact you and your family in the event of an emergency. In addition to your home address and landline, we'd like to have your e-mail addresses and cell phone numbers on file.  


You can update your records by calling 800-866-3010 or   e-mail


Know Your Stuff:
Personal Property Inventory

Create a free room-by-room inventory of your personal property provided by
In the event of a claim, you'll have an accurate record with photos of your possessions.

Learn how Independent Agents work for you at

Our very own Kendra Fournier selected to serve on the Northwest Region Advisory Council for Safeco Insurance.


Agency partner and Personal Lines department manager, Kendra Fournier has always shown an uncommon dedication to service, both to Fournier clients and our community, so we weren't surprised when she was selected to serve on the Northwest Region Advisory Council for Safeco Insurance.


The Northwest Region Advisory Council, which consists of eight regional panels along with a national council, gathers feedback from independent insurance agents acro

Kendra E. Fournier, CIC, CRM Personal Lines Dept. Mgr.

ss the country, and has a decade-long tradition of improving customer ser

vice and business results for both Safeco and its agency partners. Safeco's collaboration with agents through advisory councils is a testament to Safeco's commitment to independent agents.


"I am honored to participate on this unique agent-driven council," said Kendra Fournier "And it's a wonderful opportunity to build stronger relationships while helping to improve the insurance experience for everyone, and most importantly for you, our customers."


We're ready to help you today! Give us a call, email us or simply drop by any of our 4 offices to see what we can do for you. Whether you want to save money, make sure you have the correct coverages or talk about how life changes have impacted your needs, we've got you covered.


Congratulations, Kendra! 

Thank you for voting 
Fournier Insurance Solutions
Best Insurance Agency!

Voting for 2015 is underway
It's time to pick the Best of South Sound.

Click on the VOTE NOW button below to cast your Best of South Sound nominations for 2015 
before March 2nd.

Expecting New Jewelry for Valentine's Day? Protect it!


Ah, Valentine's Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say "Be Mine" - and, of course, jewelry.


It's exciting to receive jewelry from a loved one - or to give it as a gift. Not to mention romantic. But if you're lucky enough to have some new jewelry this Valentine's Day, you should take a few minutes to think about something you probably don't find exciting or romantic: insurance.


Don't know where to turn? Don't worry. At Fournier, we think it's  exciting to help our clients protect what's most important to them- so we're ready to help and can answer all of your questions.


Things to consider when insuring jewelry:


You may need to purchase additional coverage. Your homeowner's policy covers valuable items such as jewelry only up to set amounts. If the cost of replacing your jewelry exceeds that limit, you will want to purchase scheduled personal property coverage. You can check your policy or give us a call.


You might want to reconsider your deductible amounts. As always, this impacts your policy premium. It's a good idea to take a look at your deductibles whenever you make a change to your policy.


Do you need an appraisal? You may need to have an independent appraisal if the insurance company requires it or if you don't know the value of your jewelry. Each item should be listed with a description and value on paper.


What kind of coverage is offered? You'll want to determine if items are covered no matter where they are, and if the policy offers full replacement cost. You also should ask if you will be required to replace your jewelry if lost or stolen, or if you can simply keep the cash settlement.


Pictures can be helpful. Lost or stolen pieces of jewelry sometimes can be recreated if the jeweler has a good photograph to work from.


Is the value of your jewelry mainly sentimental? Is an item irreplaceable? If the answer to either of these questions is "yes," you might consider foregoing insurance. But please, talk to us before making that decision. That's what we're here for.


Of course, it's important to store your jewelry securely when it's not in use; a safe in your home or a safe-deposit box is best. We want your jewelry to be replaced if it's lost or stolen, but we'd rather your sentimental and valuable pieces stay with you and your family for years to come.


Here's hoping your Valentine's Day is full of fun and romance. And if there's no jewelry involved, well, there's always next year!

Register for an online account - Get a FREE $10 Starbucks Gift Card.


For our valued PEMCO Insurance clients, Here's an offer both the "Super-Long Coffee Orderer" and "Relentless Recycler" can get behind:

before Feb. 28

2.) Register for your Online Account

3.) Get a $10 Starbucks Gift Card!


Continuing Our Commitment to Local Charities in 2015


We're excited to announce that by way of your continued referrals in 2014, we donated over $630.00 to local charities on your behalf!


As our way of saying thank you, we are continuing our commitment to the "Help Our Community" referral program in 2015.


Here's a reminder of how the program works:

  • Each time we receive a referral from you, we will donate $10 to a worthy charity of your choice.
  • What qualifies as a referral?  A referral is when we get a call for a quote from someone saying you referred them to us.  
  • We'll announce the amount we donate each month in this quarterly e-newsletter and on our Facebook page
  • That's it. The person you refer does not have to purchase a policy for your referral to count! There are many worthy charitable organizations in our community.  Help us, help them!
  • Our referral program is open to anyone, whether they are a current client or not. 
Annual Donations for 2014

Mary Bridge Children's Hospital:    $430.00

The Cystic Fibrosis Foundation:    $30.00

Washington Women's Employment & Education:    $90.00

Special Olympics Washington:    $70.00

Oso Landslide Relief:   $10.00


We are 12...
Thank you Seahawks for an amazing season!
Fournier earns 2014 'Rookie of The Year' award with PEMCO Insurance!It
It's true, you only get just one opportunity to earn the coveted title of "Rookie of The Year"  And it's because of valued clients, like you, who make earning awards like this worth celebrating!
We're proud to offer PEMCO Insurance, a local company dedicated to serving residents of the Pacific Northwest. 
Interested in learning more about PEMCO Insurance? Give us a call.  
Fournier Insurance Solutions | | | 5712 Orchard Street West
University Place, WA 98467