Freedom Trail Financial Newsletter
In This Issue

Seasonal Spotlight: 

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Issue: # 4 Dec. 2015

We send our warmest wishes for a safe, happy, and healthy holiday season with your family and friends and we look forward to another great year in assisting with your financial future! Wish you all the best for the New Year!

How to Invest When the Fed Raises Rates
Barrons, John Kimelman
While some pundits are putting forth the argument that rate increases are actually good news for investors, because they signal the Fed's belief in a healthier economy, our findings suggest that equity investors would be well advised to lower their return expectations-or search for investment alternatives-as rates rise," writes Johnson. "The empirical evidence is persuasive that rising rates have simply not been good news for the stock market...(read more)

Market thoughts for December 2015
Presented by Brad McMillian
Brad McMillan, Commonwealth Financial Network's chief investment officer, provides an update on the U.S. economy, along with recent global market performance. He also discusses the decline in spending growth that has likely resulted from lower consumer confidence levels. 

Urgency Vs. Importance in Investing
Presented by Brad McMillan
Whenever I'm asked about investing-whether the market is likely to go up or down, what sectors to look at, and so forth-there's one question I always ask before responding... (read more)
6 Ways to Cut Your Taxes, as Long as You Act Soon
Barrons, Johanna Bennett
You have 16 days to lower your tax bill.  While the filing deadline for income tax returns is April 15, 2016, many opportunities to cut your 2015 tax bill nearly disappear after Dec. 31.. (read more)

IRS Offers Tips for Year End Giving
Individuals and businesses making contributions to charity should keep in mind several important tax law provisions that have taken effect in recent years.(read more)

Life Enrichment Focus: 
The Good in Doing Good
Tech Companies that are Making the World a Better Place
Entrepreneur, Peter Gasca
While working to make the world a better place, many top tech companies are not only giving financially, but also through providing services and other opportunities unique to their core strengths.   (read More)

A World Changer's Guide to Boston: 6 Ideas to Explore Consciously
This Good World, Lisa and Gavin
It's no secret that Boston is a city rich in history-perhaps the richest history of any city in the US. A lot of businesses and organizations are succeeding at adding a chapter to that history book. A chapter all about doing good for the world...


Kind Regards,


Beata Dragovics
Freedom Trail Financial

Securities and advisory services offered through Commonwealth Financial Network, member FINRA/SIPC, a Registered Investment Adviser.  Fixed Insurance products and sevices offered by Freedom Trail Financial, LLC.