Upcoming Holiday Closures

We hope the holiday season brought some cheer your way! Below is a list of our upcoming holiday closures.

New Year's Day: 1/1/26

MLK Jr. Day: 1/19/26

President's Day: 2/16/26

Shred Day Is Coming Up!

Our Lebanon Branch, located at 485 S 2nd St. Lebanon, OR 97355, will be hosting a Shred Day in the upcoming months! It's a great opportunity to securely shred old documents like tax records, financial statements, and personal paperwork.

We will announce the date when it's finalized!

It's Your Money, Your Move!

44 North CU membership is open to anyone who lives or works in Benton, Deschutes, Marion, Lane, Lincoln, or Linn Counties!

Our mobile and online banking lets you manage your money anytime, anywhere, with access to thousands of ATMs nationwide. Family members are welcome to join as well, even across state borders. Wherever life takes you, 44 North CU moves with you.

Know someone who could benefit from better banking? Share 44 North with your family and friends and invite them to make the move!



Tax Season Scams to Watch Out for!

Tax season is a common time for scammers to target people. Knowing what to look for can help you protect your personal and financial information!

Phony IRS messages: Scammers may call, email, or text claiming to be the IRS and demanding immediate payment or personal information. The IRS does not initiate contact this way.

Fake tax preparers: Be cautious of preparers who promise unusually large refunds or ask you to sign blank forms.

Refund theft: Scammers may file a fraudulent tax return using your personal information to steal your refund.

Identity theft: If someone uses your Social Security number to file a return, you may not know until your legitimate return is rejected.

Payment demands: Requests for payment using gift cards, wire transfers, or cryptocurrency are a red flag.

If something feels off, trust your instincts and take a moment to verify before sharing information or making a payment. Staying informed is one of the best ways to protect yourself during tax season!

Giving Back,

Together!

Supporting the communities we call home

Community is at the heart of everything we do. Over the past year, the 44 North CU team has proudly given 936.85 hours of volunteer service to causes and events that strengthen the places where we live and work.

From hosting free community shred events to lending a hand at trail clean-up days with Build Lebanon Trails, our staff has shown up across the region. We were honored to support events like the Oregon Jamboree, Cheadle Lake Fun Run, Sweet Home Safety Fair, Lebanon Strawberry Parade, SafeHaven Buckaroo Auction, and Christmas Storybook Land.

Beyond organized events, many of our team members also volunteer on their own time with organizations such as the Sweet Home Elks Lodge, the Lebanon Library, local road clean-ups, and Lebanon High School. These individual efforts reflect the same commitment to service that guides our work every day.

On top of volunteering, we are proud to donate to organizations that make a real impact in our communities, including: Boys & Girls club, Oregon DHS Child Welfare, Sweet Home Alumni, local Future Farmers of America groups, Youth Livestock Auction, Albany Youth Soccer, Lebanon Community Schools, Linn County Pioneer Association, Build Lebanon Trails, National Child Safety Council, Albany Veteran's Day Parade, and many local elementary schools. Our Community Fund Committee also helped 19 local kids attend summer camps like Youth In Action, Camp Tadmore, Camp Attitute, Camp Parsons, ORPAC Kids Camp, and more!

Thank you to our staff and community partners who make these moments and donations possible. When we give back together, our communities grow stronger!

More Money Back in Your Pockets!

Kasasa rewards that add up!

Since launching Kasasa checking and savings in June 2024, we have given back $196,367.19 to our members through dividends, ATM fee refunds, and cash back rewards. That is money staying where it belongs - with our members.

Kasasa accounts are designed to reward everyday banking. Whether you prefer earning high dividends,

cash back on debit card purchases, or building savings automatically, Kasasa makes it easy to get more from your checking and savings without monthly maintenance fees or minimum balance requirements.

We love being able to give back in ways that matter, and we cannot wait to give you even more. Click below to learn more about our Kasasa Accounts!

Celebrating Karen!

With gratitude and best wishes

After many years of dedicated service, our valued team member Karen M. will be stepping into a well-earned retirement. Karen has been an essential part of the 44 North CU family, and her care, professionalism, and commitment to our members have made a lasting impact.

Throughout her time with 44 North CU, Karen has been a trusted presence for both members and coworkers alike. Her knowledge, kindness, and willingness to help others have shaped our team and the experience we strive to provide every day. Below, we explore Karen's experience over the years!

What was your very first job-related task at the credit union? How did it go?

I was hired as a manager. It was a little confusing at first. I had to figure out the, then, Linn-Co procedures from previous employer's procedures.

What's the funniest or most surprising thing that

ever happened to you at work?

During a snowstorm, we had an employee cross-country ski to work. She actually came from the 34th St. area to Santiam Highway in Albany!

What's one piece of "unofficial" wisdom you'd pass down to new employees?

Figure out a good way to organize your 44 North CU info as it is given to you when news procedures/forms come out.

If you could give your younger self on your first day here a pep talk,

what would you say?

Be outgoing and ask more questions!

How has working at the credit union shaped you personally or professionally?

Over the years, I have become a much more outgoing and organized person.

What advice would you give the next generation of employees

who will carry the mission forward?

Always communicate with staff, members, etc. Always treat your members the way you would want to be treated if you were the member.

Do you have a "first day of retirement" plan - even if it's just sleeping in?

Driving to the Boardman/Hermistan area, where my husband has

been working on a project.

What part of your daily work routine do you think you'll miss the most

(or not miss at all)?

After a month or so, I think I'll miss the interactions with people.

What are you most looking forward to in retirement

that you never had time for before? 

Traveling, of course, camping, going to all of my grandkids' events, and traveling with Todd when he travels for work.

Is there a hobby or passion you're excited to dive into more fully now?

Spending more time working in the yard/garden!

We are so proud to have had Karen M. on our team.

Please help us in wishing her a happy retirement!

Congrats, Tori!

Stepping into the Sweet Home Branch Manager role

As we prepare to wish Karen M. a well-deserved retirement, we are also excited to announce that Tori will be stepping into the Sweet Home Branch Manager role.

Tori brings a strong commitment to member service and a passion for community to her new role. We recently sat down with her to learn more about her background, what inspires her, and her vision for supporting members and staff.

How long have you been with 44 North CU?

12 Years

What are you most excited about in your new role?

Coming back to the members and the interactions with them. It has been a few years since I worked in the branch.

Do you have a favorite quote?

"Try to be a rainbow in someone's cloud." - Maya Angelou

What first brought you to the credit union and what has kept you here?

My grandmother used to work in a financial institution, and she used to love it. I have been with 44 North for 12 years because I love everything that we do for our members and the community. And some pretty awesome co-workers!

What is your vision for the Sweet Home branch for 2026?

I wouldn't say I have a vision for the Sweet Home branch next year, but I do hope that I can come help support our members in the best ways possible.

Are there any local spots or activities you love to recommend?

I always recommend Fitton Green in Corvallis for a gorgeous walking path and sights.

What's one message you have to our members as you step into this role?

I can't wait to see you all again in person! 

We are thrilled to have Tori take on this role and look forward to the leadership, care, and dedication she will bring to the Sweet Home community.

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Federally Insured - Keeping your funds at a credit union is one of the best places for your money. All deposits at 44 North Credit Union are federally insured by the NCUA, up to $250,000 per account.