December 2014 - In This Issue:
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Welcome to our monthly newsletter! 

Each edition provides HSFPP program updates and news for our instructors and advocates. Fun, Fresh, and Relevant
NEFE Resources Beyond the HSFPP



Do you have a junk drawer full of useless stuff, or a wasteful spending habit that you just can't break? 


Most everyone does. NEFE recognizes that understanding the consequences of those spending choices is key to making mindful money management decisions.


Sound like a fun conversation to have with your students? If you answered no, then you haven't met Spendster is a site for people to clear the air about what's cluttering their lives or draining their wallets in a fun, nonjudgmental space.


Spendster's library of video confessionals includes individuals poking fun at their own spending habits or calling out friends and relatives in need of a Spendster wake-up call. 


Instructors can have their class watch one or several Spendster videos and then challenge the students to make their own videos. Students can tap into their creative sides to write a skit, sing a song, perform a rap, or confess their Spendster habits in whatever way they choose.


Beyond the Videos


In addition to the video library, Spendster has many other resources that can be used in the classroom, including calculators, quizzes, worksheets, decision maps, and a blog. Here are some of the key resources to use with your students.

Sweaters Galore and More!
Sweaters Galore and More!
My Wasteful Spending Habit
My Wasteful Spending Habit
Wasting Money with the Internet
Wasting Money with the Internet

Spendster Calculators


Spendster offers three calculators to determine overall spending, money spent on a specific wasteful spending habit, and how long it will take to pay off a credit card


Students can use Spendster's How much am I wasting? calculator to understand that small daily decisions have large consequences over time. 

Spendster Quiz 


Before making a Spenster video have your students complete the Does Your Spending Need a Reality Check quiz. 


This could be a classroom activity, or an activity to take home and discuss with their family, then bring their results back to the classroom.   

Decision Maps and Spendster Blog

Spendster provides decision maps to help students think through two key questions: Should I buy this? and Should I get rid of this?

The decision maps can be paired with complementary Spendster blog posts, including tips for savvy spending, getting ride of useless stuff, living frugally, and finding ways to save. 

Order Today; Schedule to Ship Later
Put a Zero in Your Curriculum Budget. We've Got it Covered!

Enjoy your well deserved holiday break, knowing that your HSFPP order is placed. Just log in and place your order today and we will prepare to get the shipment on its way.


Worried about the shipment arriving when your school or office is closed during winter break? No problem! Simply let us know when NOT to deliver when you place your order. 


Forgot your log in information?  It's easy to retrieve your username or password.


NEFE covers all costs to print, ship, and deliver your materials. It is part of our mission to empower teens to make educated financial decisions. Because NEFE fully funds the program, HSFPP materials are not only free, they are also noncommercial and unbiased. 

NEW November NEFE Content 

Instructors can use articles from NEFE's Smart About Money and On Your Own websites to  engage students in discussion. New content relevant to teens and educators is posted frequently on our Facebook Page


NEFE Digest


The November/December Digest, NEFE's corporate newsletter, focused on the power of personal stories to shape financial education, and included highlights from NEFE's various efforts in 2014. 


On Your Own (Related HSFPP Module)

So, What Should I Major In? (Module 3)

Columbia University freshman Ryyan Chacra describes his struggle to choose between a technical major that likely will lead to a lucrative job, or a riskier (but possibly more interesting) major with fewer immediate job prospects.


Smart About Money: November Newsletter


SAM Says featured the story of 31-year-old Ashlee Hanson who began volunteering at an assisted living home and found a new friend in 89-year-old Mae. Their story shows that sometimes the gift of your time is the most precious gift of all.

Upcoming Trainings and Events

At you can find face-to-face training events in your state. 

You can also register for a live 45-minute informational webinar that fits into your schedule. The webinar previews the program learning outcomes, format and materials, and gives you the steps to immediately start teaching.

On the registration page simply choose the date that works for you. 
Upcoming Webinar Dates: Introduction to HSFPP

December 16 (Tues)
5 - 6 pm EST
January 6 (Tues)
11:30 am - 12:30 pm EST
January 21 (Wed)
5 - 6 pm EST
February 3 (Tues)
5 - 6 pm EST
February 25 (Wed)
11:30 am - 12:30 pm EST
March 12 (Thurs)11:30 am - 12:30 pm EST
March 24 (Tues)5 - 6 pm EST
More NEFE Resources for Educators

CashCourse� - online materials for college students - scripts and materials for adult financial education

Evaluation Toolkit� - databank of questions to measure impact - young adult blog about financial lessons learned - confessions of bad spending habits - consumer finance tips and tools


Contact Us

National Endowment for Financial Education

1331 - 17 Street, Suite 1200

Denver, CO  80202


To register, or to learn more, visit us online at 

The High School Financial Planning Program

 (HSFPP) is the flagship program of the National Endowment for Financial Education

 (NEFE�). NEFE is the leading private 

nonprofit, noncommercial foundation dedicated to inspiring empowered financial decision-making for individuals and families through every stage of life. 

HSFPP equips teens with fundamental personal finance skills to prepare them for financial independence and mindful money management decisions and behaviors. Since 1984, NEFE's award-winning HSFPP has reached more than 11.5 million students in more than 110,000 classrooms and workshops across the country. 

Learn more about the complete suite of NEFE's free consumer and educator resources at 

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