What did you like about Scholar Ready's Summer Program?

"Structured plan with individual feedback but in a team environment. My daughter was able to learn in a safe environment where she felt it was OK not to know and it was OK to ask questions."

-Parent

Full Ride or Dream School?
by Jennifer Ledwith |jdledwith@scholaready.com 
(713) 553-6557

Student: Ms. Jennifer, I've been accepted to my dream school and other universities. One of the other universities has offered me a full ride; it will pay for my tuition, fees, housing, and food. My dream school offered a scholarship that will cover 25% of my expenses. I'm torn. I've had my heart set on my dream school since middle school. What school should I choose? 

Ms. Jennifer: Does the full ride university offer your major? Does it offer opportunities for you to launch your career?

Student: Yes, the school offers two majors that interest me. And, they have a really good record of placing students in summer internships. 

Ms. Jennifer: My job is to make sure that you have choices, and thanks to your competitive test scores, outstanding essays, and persistence, you have choices. I can't choose for you. But, it is my job to tell you what paying for your dream school will cost you. If you take the full ride, you'll be free of student loan debt. If you take the full ride, you'll have the financial flexibility to chase your dreams. I graduated from college with very little ($1,000) in student loan debt. My college education and lack of student loan payments have allowed me to escape jobs that I did not like, leave expired relationships, build a business, and purchase a home.

Instead of thinking about a dream school, think about a dream life.

What kind of life do you want 5, 10, and 20 years from now?

Aside from if and whom you choose to marry, this is the most important decision that you will make.

If you pay for your dream school, most likely you'll need to borrow. 

Here's what you should know about student loans. 

1. Who is responsible for repayment? 
Students repay student loans and parents repay parent loans.  Student vs. parent loans>>> 

2. When do the loans have to be repaid? 
Students begin repaying student loans 6 months after leaving or graduating college. Much like car notes or mortgages, payments on parent loans begin as soon as the bank makes the loan; however, there are exceptions.  Other Repayment Information>>> 

3. How much will have to be repaid? 
Consider the interest rate, term of the loan, the face amount of the loan, and any fees. Loan Calculator>>> 

4. What happens if the loans aren't repaid? 
Unpaid student loans are difficult to beat. Bankruptcy will dissolve credit card debt and medical debt, but it will not cancel student loans. In some cases, survivors are saddled with student loans of deceased loved ones.

Getting behind on student loans can lead to the following: 
  • Wage garnishment 
  • Reduced or eliminated income tax refunds 
  • Reduced Social Security benefits 
  • Unemployment: Your alma mater may refuse to submit your academic transcript to a potential employer. 
  • Higher costs of borrowing: You may pay more for a car or a house because your monthly student loan obligation increases your inability to pay your bills on time. 
  • Inability to purchase a house 
  • Feelings of hopelessness: 9 Students Reveal Their Unbelievable Loan Horror Stories>>>
Register for Classes

ACT Preparation -- Spring 2021 8 seats remaining
May 11, 13, 15, 18, 20, 22, 25, 27; June 1, 3, 5
Tuesdays and Thursdays: 6:30 pm - 8:30 pm
Saturdays: 10 am - 12 pm

Payment Option 1: Pay for the class by April 15, 2021: $539 
Payment Option 2: Pay for the class by May 10, 2021: $599

Class size: Limited to 8 students | 2 books | 100% Live instruction on Skype

Students will learn how to apply the following to the ACT:
  • Geometry, Measurement, Proportions, Percent, Ratios
  • Linear Functions
  • Quadratic Functions
  • Reading Strategies
  • Grammar
  • Writing & Language Strategies
SAT Reading & Writing 
May 3 - May 14: MWF, 6:30 - 8:30 pm 
Class size: Limited to 8 students | $399

SAT Math Tutoring
May 17 - May 28:  MWF, 6:30 - 8:30 pm 
Class size: Limited to 8 students | $399

Summer 2021: The Hero's Journey 
June 7 - August 13
Midnight Madness Family & Friends Game Night: August 13
Scholar Ready Summer Symposium: August 14

Essay Writing for Scholarships & College Admissions
SESSION I: June 7 - July 1 | MWTh | 9 am - 10:15 am  | $125 to reserve your student's spot, $485 due June 15, 2021
4 seats remaining

SESSION II: July 6 - August 3 | MWTh | 9 am - 10:15 am  | $125 to reserve your student's spot, $485 due July 15, 2021
4 seats remaining

Class size: Limited to 4 students | 2 books | Recommended for high school classes of 2021 and 2022 | 100% Live instruction on Skype

Students will learn:
  • How to write a personal essay
  • How to build a scholarship plan (where to find scholarships and what to write about in other essays)
  • How to request letters of recommendation
  • Interview skills
 To register, call (713) 553-6557 or email jdledwith@scholaready.com. 
PSAT Preparation (The PSAT is scheduled for October 13, 2021)
Recommended for students who have completed Geometry
Class size: Limited to 4 students  | 100% Live instruction on Skype | 2 textbooks

Session I: Math: Geometry, Measurement, Proportions, Percents, Ratios
June 7 - June 24 | MWTh | 10:30 am - 11:45 am | $195 | 4 seats remaining

Session II: Math: Linear Functions
June 28 - July 15 | MWTh | 10:30 am - 11:45 am | $195 | 4 seats remaining

Session III: Reading
June 28 - July 15| MWTh | 4:30 pm - 5:45 pm | $295 | 4 seats remaining

Session IV: Math: Quadratic Functions
July 19 - August 5| MWTh | 10:30 am - 11:45 am | $195 | 4 seats remaining

Session V: Writing and Language
July 19 - August 5 | MWTh | 4:30 pm - 5:45 pm| $295 | 4 seats remaining

Would you like to participate in all 5 sessions and the October 4 - 6 Test Review? Invest in a Class Pass! $1095
To register, call (713) 553-6557 or email jdledwith@scholaready.com. 

Summer Math and Literacy Program: THE HERO'S JOURNEY
Recommended for rising 8th, 9th, and 10th graders
Class size: Limited to 4 students | 100% Live instruction on Skype

Session I: Pre-Algebra & Fiction | 4 seats remaining
June 7 - June 24 | MWTh | 1 pm - 2:15 pm & 2:30 pm - 3:45 pm| $359

Session II: Linear Functions & a Graphic Novel | 4 seats remaining
June 28 - July 15 | MWTh | 1 pm - 2:15 pm & 2:30 pm - 3:45 pm | $359

Session III: Quadratic Functions & Non-Fiction | 4 seats remaining
July 19 - August 5 | MWTh | 1 pm - 2:15 pm & 2:30 pm - 3:45 pm | $359

Would you like to participate in all 3 sessions? Invest in a Class Pass! $729
To register, call (713) 553-6557 or email jdledwith@scholaready.com. 
About Scholar Ready 
Jennifer Ledwith is the owner of Scholar Ready, an educational services company. She meets with clients online or in person in Houston, Texas. She also studied Personal Financal Planning at Rice University and is a CERTIFIED FINANCIAL PLANNER™.
 
Scholar Ready tutors Math, conducts personal essay writing workshops, and prepares students for PSAT, SAT, and ACT exams. To learn more, visit www.scholaready.com and  http://www.youtube.com/scholaready .
 
Ms. Ledwith is the PSAT and SAT instructor at University of Houston-Clear Lake's Center for Executive Education. She also prepares students for the ACT. Learn about her upcoming ACT preparation course.


Contact information:
(713) 553-6557