The no-risk, high interest rate of VAC make it a unique and highly effective savings opportunity available to IMRF members only, to help supplement your retirement savings. The compounding interest can help your money grow more substantially than with most other savings options.
VAC participants recently received their 2021 interest, which was 7.25% of their 2021 start-of-the-year balance.
To learn more about what Voluntary Additional Contributions can do for you, click here.
To sign up for VAC, complete this
form and submit it to your Employer's Authorized Agent. After the Authorized Agent signs it, he or she can submit it to IMRF through Employer Access, or you can submit it to IMRF through Member Access.
To submit the form in Member Access, sign into your Member Access account, click on Secure Message in the Quick Links column on the right side of the page. Click on Compose New Message. You can then attach the form to your Secure Message.
* The interest rate may change in the future.