Open Enrollment October 15 - December 7 for
Medicare Advantage and Part D Prescription Drug Plans

Open Enrollment November 1 - December 15 for ACA Medical Plans

Your IMRF benefits do not include health insurance. For health insurance after retirement, you have a number of options depending on your circumstances. One option is to purchase an individual health insurance policy.

IMRF-Endorsed Health Insurance Plans
The IMRF Board of Trustees has endorsed several health insurance plans offered by Doyle Rowe LTD, IMRF's Endorsed Health Plan consultant. These health plans include:

For Retirees Under 65





For Retirees 65 & older







Plan details can be found on the Doyle Rowe LTD website at www.doylerowe.com/members/imrf.

For assistance, call Doyle Rowe LTD at 1-800-564-7227 or send email to info@doylerowe.com.
IMRF Staying Strong During Market Downturn
In 2021, IMRF’s investment assets grew at a historic rate. At the end of the fiscal year, IMRF had $57.3 billion in investment assets and was 98.6% funded, which is a significantly better funding level than the vast majority of pension plans in the US.

In 2022, IMRF’s investment assets were down through August 31, due to a number of global challenges, such as rising interest rates, growing inflation, and the war in Ukraine. However, as a long-term investor, IMRF has had consistent, steady growth in assets across the past ten years and is weathering the 2022 market downturn.
Be assured, whatever happens in the market will not affect your pension. IMRF has on reserve today, all the money it will need to make every pension payment to all our retirees. Your pension is safe!

IMRF has never missed a pension payment,
and we never will!
Tom Kuehne to Return as IMRF Executive Trustee
Current IMRF Executive Trustee Tom Kuehne was unopposed in seeking a new five-year term of office. Kuehne's new term as Executive Trustee will run January 1, 2023 through December 31, 2027.
 
Kuehne has served on the IMRF Board since 2013. He was Board President in 2016 and is Vice President in 2022. He currently chairs the Board’s Legislative Committee and serves on the Audit, Benefit Review, and Investment committees. Kuehne is the Finance Director/Treasurer of the Village of Arlington Heights, IL.
 
“It is an honor to continue to participate in the excellent work of the IMRF Board
and staff as we navigate through these challenging times,” Kuehne said. “In my
new term, I will continue to look for ways for IMRF to consistently attain its
policy of 100% funding.”
 
IMRF is governed by an eight-member Board of Trustees elected by the people
and institutions IMRF serves. Four Executive Trustees are elected by participating units of government, three Employee Trustees are elected by active members, and one Annuitant Trustee is elected by Retirees. The IMRF Board has many responsibilities including authorizing IMRF investments, approving the administrative budget, and setting employer contribution rates.
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