Call us: (800) 283-8376
Our monthly update — delivering tips & tools to help you succeed.
From basic coverage to advanced planning, we're on it.
Our office will be closed on
Labor Day, Monday, Sept. 5th.

Have an enjoyable, restful weekend!
Summer Birthdays!!
We just enjoyed a celebration lunch for our summer birthdays:
Tanya, Brooklyn & Julia
(left to right)
It's back to school, back to work until the holidays.
And, September is...
Life Insurance Awareness Month

Life Happens has put together a variety of resources for LIAM,
featuring its spokesperson, Roselyn Sanchez.
Click HERE to view the above video in English. HERE to view in Spanish.


(shared by Cincinnati Life)
Upcoming Programs in Sept / Oct
Click program link to for more information and to register.

Thurs., Sept. 15th | 2:00 pm - 5:00 pm

Wed., Sept. 21st | 11:00 am - 11:30 am

Thurs., Sept. 22nd | 12:00 pm - 1:00 pm

Wed., Oct. 12th | 11:30 am - 1:00 pm

Wed., Oct. 26th | 11:00 am - 12:00 pm
Tues - Wed,
Sept. 27th - 28th
Visit us at
Booth W20
(Winston-Salem, NC)

All IIANC member agents can attend InsurEXPO22 for FREE! 
Please check GPA's home page for current program offerings.
Why do we keep talking about
Fixed/Fixed Indexed Annuities?
Because clients are asking for them!
In fact, Oceanview annuity products just sold out in North Carolina (they will be available again starting in January). But, yes, insurance products can sell out.

Not comfortable selling annuities?
We're happy to help you explain annuity options to your clients
via Zoom or at our office.

Did You Miss Our 8/31 LIncoln Optiblend Webinar?
No worries, refer to the accompanying video of this webinar and links for the program materials.This is a great opportunity to familiarize yourself with Lincoln's OptiBlend annuity products.

Don't let inflation eat away at your clients' retirement savings. With this annuity, there is no risk (principal protection), no fees, upside growth opportunity, tremendous flexibility, and a variety of indexing strategies. There is also the reassurance that your clients can access 10% of their funds starting day one and annually thereafter.
Annuity Education for Consumers
Do you have clients who have been declined for life insurance or long-term care coverage?
 
We can help. Certain fixed index annuity products have benefits that provide enhanced death benefit values or enhanced payouts for long-term care needs. Many of these products can provide these benefits for little or no cost and with no medical underwriting. If you have uninsurable clients, or clients who received substandard underwriting offers, we want to talk with you.
Our Current
Annuity Rates
PUT YOUR WEBSITE TO WORK!
Add a Personal Quoter Tool to It.
With iProspector, visitors to your website can easily obtain an instant quote for term insurance from a variety of top-rated carriers.

If they click the submit button, the app is sent directly to you.

Check out: Instant Term Life Quote (This could be your quoter!*)

For more information, contact Melinda@gpagency.com.

*Fee: $30 per month; includes: landing page, quoter, adm portal, and tech/insurance support.
Carrier Notes
MassMutual: MassMutual is now one of the few insurers available on iGo in New York. See attached. New York normally doesn’t allow electronic signatures for applications, etc., so this is huge.

Cincinnati Life: Their SPDA rate recently increased to 3.5% for all new and existing policies that have a yearly anniversary after 8/15/2022. Click here for flyer.

Legal & General: They are ceasing new sales of Life Step Universal Life (UL) Insurance effective October 1, 2022. It will remain available solely for term conversion. This will affect both Banner and William Penn business. This decision to close the Life Step UL product has no impact on any of their existing term product offerings.
Carrier Marketing
American National
Palladium Single Premium Immediate Annuity

They are now accepting annuity applications up to $3,000,000.



Securian
LIAM Marketing Resources

According to a recent study, there are 106 million Americans who are underinsured or do not have life insurance.

Check out their LIAM landing page for four helpful tools to begin conversations, help clients determine their life insurance needs, and get prospective clients started on the life insurance purchase. Click here for their landing page.
$$ Carrier Promotions $$
American National
CASH FOR LIFE SALES

Earn up to a $3,000 CASH BONUS for all sales submitted using an electronic application!*
July 1 – September 30, 2022

Do You Have Our Mobile App?
No Charge to Download/Use the GPA Mobile App.
Have a client who needs to collateralize a loan today?

Quote AND place Term Life coverage in LESS THAN five minutes.

This A+ carrier offers 10, 15, 20, 25, 30 year terms and coverage between $50K - $1.5M. No medical exam, no fluids required. The collateral assignment is issued within 2-3 days of approval. Contact Chris (chris@gpagency.com) or ask for any of our brokerage managers at (800) 283-8376.
Get Paid Faster...
ADVANCE COMP!

Still Available!!

GPAgency's Advance Compensation program is for NEW Term and UL policies sold through Protective AND Legal & General.
We Make it Easy!!
We support carriers who have put forth real effort to eliminate the worst parts of selling life insurance: med exams, tedious underwriting, and endless paperwork. Here is our list of carriers that offer alternative underwriting solutions. Please note, though we try to keep this piece up to date, this information changes regularly.

Through our website, we offer access to products that utilize an easy-to-use, 100% online platform. We also have consumer-friendly quoting tools -- you promote, prospect does the work, you get the commission.

Less time wasted means more policies sold and, when you add in our competitive pay, it's a compounded win for you and your agency's growth.
Avoid Rejected Apps: Confirm Training Requirements BEFORE You Take an App!
The last thing you want is to have an application rejected because you haven’t completed the proper training. Before taking/dating an application, make sure you have satisfied ALL the appropriate training:
1) Anti-money laundering (AML)
2) State regulatory and product training, particularly in New York
3) Carrier-specific product training

Not sure what training is needed?
That’s why we’re here! Contact our Contracting/Compliance department: licensing@gpagency.com or (800) 283-8376 (Brooklyn).
Call us: (800) 283-8376
email: marketing@gpagency.com