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This year was full of challenges for all of us. We appreciate your business and are grateful for the successes we shared. Happy holidays — and thank you for your continued partnership.
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And, just in time for the Holidays!!

ADVANCE COMP IS HERE!

As of 12/1/2020
Our Advance Compensation program is for NEW Term and UL policies sold through Protective and Legal & General.

North Carolina's Department of Insurance Extends CE Deadline

All NC licensed insurance producers whose Continuing Education (CE) compliance period ended: July - November 2020 (based on birth date) have until December 31, 2020, to meet the state-mandated CE requirements.
Noteworthy Briefs
Mutual of Omaha: Income Advantage and Life Protection Advantage are now available on the iPipeline e-Application system. When you submit an e-App, you won't have to worry about missing a question or form — the system ensures you submit your application in good order.

The IUL products have full e-App functionality for all riders, except for the LTC Rider. For apps containing the LTC Rider, you still have the option to submit an e-App and send in the LTC Rider paper application separately.

Global Atlantic: Fast Lane Underwriting change for UL and IUL, ages 18-50: up to $2M, 51-55: up to $1M, 56-60: up to $500K.

Legal & General: Explore their faster, better online application experience made for the next generation of customers.
Webinars
North American
Help Grow your life insurance business
Join North American and Red Zone Marketing for a three-part series on attracting and securing new clients, prospecting, and generating new referrals. One webinar each month could help shape the way you approach growing your business. Register for all three today!
Carrier Sales Aids
Legal & General
Perfect gift:
Insure your love. Life insurance is essential when it comes to protecting your family’s financial future. Find out the real cost and get covered.

<<< CLICK ON IMAGE TO DOWNLOAD (Consumer)
SecureCare
UL Sales Idea
Since SecureCare Universal Life’s maximum payment age is now age 80 in most states, this allows older clients to take advantage of longer payment duration options and — potentially — a new premium funding strategy. If a client doesn’t need to rely on required minimum distributions (RMDs) from their qualified accounts for retirement income, they could use their RMDs to fund SecureCare. If you have older clients who are late to the long-term care (LTC) planning game, then this is a sales idea you’ll want in your repertoire!

<<< CLICK ON IMAGE TO DOWNLOAD
Assurity
Income protection for some workers deemed ‘essential.’

A few of these occupations include Nurses, Dental Hygienists, Police Officers, Fire Fighters, EMS, Truck Drivers, Teachers, etc.

Assurity’s income protection plan has non-medical underwriting limits, a true own occupation definition, and is competitively priced. If you know any essential workers, follow up with them and then contact us for assistance.
AIG
Fixed Annuities could benefit your clients with options for guaranteed income they can't outlive.
If you need more reasons to consider fixed annuities for your clients, here are the top 10.

<<< CLICK ON IMAGE TO DOWNLOAD
OneAmerica
2021 e-Pocket Tax Tables
All the relevant tax numbers for 2020 and 2021, plus information on tax brackets, payroll taxes and much more.

<<< CLICK ON IMAGE TO DOWNLOAD
Illinois Mutual
DI Underwriting Financial Guidelines
and Non-Medical Limits
As more workers gravitate toward becoming self-employed, it's anticipated that the demand for income protection will increase. FYI, these workers are often referred to as 'gig workers' because they do short-term work for one or more clients. Of course, not all these workers will qualify for income protection.

We have access to several DI carriers, but, today, we are highlighting Illinois Mutual. We’re here to identify the best DI offers possible for your clients.

<<< CLICK ON IMAGE TO DOWNLOAD
Consumer Video on Life Insurance (Life Happens)
“Would my loved ones struggle financially if I weren’t here?” If the answer is yes, then you likely need life insurance. Watch this quick video for the basics.

<<< CLICK ON IMAGE TO DOWNLOAD
Carrier Promotions




American National: Annuity & Life Bonuses
September 1, 2020 – December 31, 2020

Annuity Sales: $100 Per Policy:
Earn an extra $100 per policy bonus on each annuity policy that originates in the new ExpertApp electronic annuity application.
CLICK ON IMAGE FOR DETAILS >>>

Life Sales: $25 Per Policy
Earn an extra $25 per policy bonus on each life policy that originates in the ExpertApp electronic life application and an additional $100 if it’s your first time submitting a life application through ExpertApp.
CLICK ON IMAGE FOR DETAILS >>>

Earn a Life Sales Bonus With Signature Performance IUL.
Click HERE to learn more.

For each product category, minimum 4 policies to qualify for any bonus and maximum $3,000 bonus.
Get Ready for More Rewarding Term Conversions

It will soon be more rewarding than ever before when you help a client convert an existing term policy between October 1, 2020, and December 31, 2020... READ MORE
Want to refer back to a previous digital update?
Go to the bottom right of our home page (www.gpagency.com) for previous issues of our digital updates.
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