Current Annuity Rates at the bottom of this email. |
|
 |
May is Disability Insurance Awareness Month!
May is Disability Insurance Awareness Month (DIAM). In a year when a global pandemic has changed the fabric of life as we know it, the term “Reality Check” is more relevant now than ever. Life can change quickly, and an illness or injury could take away your client's ability to earn a living and provide for their family. Protect your client's paycheck with disability insurance!
Additionally, based on industry research, the number of individuals requesting this coverage may increase. Why? Since 2001, the number of full-time "gig workers," aka self-employed/contract workers has been growing and has increased significantly this past year. As such, these workers are no longer covered under an employer's group DI plan and insurance companies are beginning to target these individuals. Shouldn't you?
In 1990, there were 400 DI carriers; today, there are only a dozen — GPAgency represents all but one (that one sells through captive agents).
|
|
|
|
GPAgency
UPCOMING PROGRAMS
Click on links for details and to register
May 6 @ 10:00 am - 11:00 am
May 13 @ 11:00 am - 12:30 pm
May 18 @ 11:30 am - 12:30 pm
May 25 @ 11:00 am - 12:00 pm
|
|
|
|
GPAgency's Accelerated Underwriting Programs |
Accelerated underwriting programs can be fast and efficient ways to secure the protection your clients want without the need for traditional underwriting requirements, such as labs and attending physician statements.
These programs also feature a shorter application process, and often, policies are issued in as little as a week. Our broad array of programs feature:
- Face amounts up to $7.5 million of coverage
- Ages up to 65
- Availability for both term and permanent products
- Carriers that offer substandard rates
Contact us to learn more!
|
|
AIG:
Make it a double!
We all love our favorite things in doubles. How about if we doubled the IUL products available through non-medical underwriting, and doubled the face amounts from $500,000 to $1,000,000? We bet you’d like that too.
|
|
Super fast. Low touch. Insanely convenient. Term Life. What’s not to like about 'BESTOW'?
Introducing BESTOW, a Quick Issue 10, 15, 20, 25 & 30-year term life: $50K to $1.5M.* From application to coverage in as little as 9 minutes!
-
Get your own unique URL: place on your website; email/text prospects
-
100% online, quick, easy app, accessible 24-7: View Demo
- No medical exams, no case management
- Competitive, fully underwritten pricing; accept/reject with six rate classes
- Doesn’t report declines to MIB, only medical conditions and other information
- Pay with credit card
- Commissions based on total premium
- Bestow policies are provided by North American Company for Life and Health Insurance®, an insurance carrier rated A+ (Superior) by A.M. Best.
|
|
|
|
Get Paid Faster...
ADVANCE COMP!
GPAgency's Advance Compensation program is for NEW Term and UL policies sold through Protective AND Legal & General.
|
|
Transamerica: Discontinues standalone long-term care (LTC) business effective March 31, 2021. Applications under approved MultiLife cases (worksite and association) will end June 30, 2021. LTC riders on life insurance policies are not affected. The only impacted products are TransCare® II and TransCare® III. Clients with existing policies are not impacted. Read More Here
|
|
Beginning May 2, 2021, every producer's anti-money laundering (AML) course-completion date on file at John Hancock must be on or after January 1, 2020, and prior to the signing date of a new business application. How to get training? Check here to see how easy it is to get AML training — with the option to have it paid for by John Hancock.
|
|
PacLife
The Psychology of Selling Life Insurance
When selling life insurance, it's important to understand the role of psychology in both the buyer and the seller. Read the latest Broad Market Insights to learn tips to unlocking the psychological components of selling, buying, and marketing life insurance.
Are You a Social Media Marketing Master or Disaster?
Take our assessment and power up your game. Answer just 10 short questions and get next-step suggestions based on your level of expertise to strengthen your social media marketing skills. Start Here
|
|
AIG
IRA Wealth Transfers!
This is one of their more popular sales ideas, around the tax burden that can come with leaving an IRA for others to inherit:
-
IRA Wealth Transfer Napkin Tool – draw 3 circles that represent the government, your loved ones, and charity…. Which would your clients rather give their money to? This tri-fold brochure is a simple sales solution to offset taxes from an IRA (tri-fold brochure)
-
IRA Wealth Transfer Overview Video - (6:49min) presented by Joe Ross, great example of how to walk through the concept with talking points for meeting clients
|
|
2021 Tax Planning
Mutual of Omaha:
|
|
Roll it out of the garage!
Your client may not be the latest greatest model, but, with access to 50+ carriers, we can often find a “buyer.” We specialize in impaired risks. Review your declines over the past year, maybe we can help.
|
|
View previous digital updates
Go to the bottom right of our home page (www.gpagency.com) for previous issues of our digital updates.
|
|
|
|
|
|
|
