September 8, 2020 | Bulletin #20-18
Clarification Regarding DTI Guidelines
for GSFA Platinum Program
This bulletin serves as a clarification of the maximum DTI allowances for Government Loans under the GSFA Platinum Program.

The maximum DTI allowance for Government Loans for the GSFA Platinum down payment assistance program are as follows:

  • VA and USDA RD: 45%
  • FHA: 45% (Up to 50% for FICOs 680 and higher, except on manufactured housing)

The Program Term Sheet for FHA, VA and USDA Loans has been updated and is available online in the GSFA Platinum Lender participation Guide.
For questions or additional assistance regarding this bulletin, please email
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Program Bulletins are intended for mortgage professionals only. This is not an offer for extension of credit nor a commitment to lend and is subject to change without notice. Complete program guidelines, loan applications, interest rates and annual percentage rates (APRs) are available through GSFA Participating Lenders.

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