Get Ready for the Holidays

October 2025 eNews

QUICK LINKS

FINANCIAL RESOURCES

DEPOSIT RATES

Secure Online Loan Application

*Annual percentage rate. With approved credit. All required documents must be signed and received by the credit union before funding. Offer ends 12/31. Federally insured by the NCUA. Equal Housing Opportunity.

This year, Toro Credit Union is partnering with VEAP to make a difference in our community. We’re collecting:

Bags - Paper grocery bags
Books - New & gently used children/young adult books
Birthday Kit Items - Cake mix, frosting, candles, birthday-themed plates/napkins
Birthday Party Favors - Bubbles, balloons, crayons, small playdough, sidewalk chalk

Drop your donations off at the credit union before the

close of business on Wednesday, October 8.

Help us Spread Kindness - CU Forward 2025

SAVE for something special with a

Toro Credit Union Savings Account!

Savings Account Options

Now for a Limited Time: When you purchase or refinance a property in Minnesota, South Dakota, Wisconsin, or Florida through our trusted partner First Class Mortgage, you can SAVE $500 in loan origination fees!

Learn More & Save!

Schedule a Credit Check-Up with Mark or Patrick today!

Access the value of your home with a Home Equity Loan or Line of Credit

- flexible solutions for whatever life throws your way.

Apply Online

Equal Housing Opportunity. Federally insured by the NCUA. HELOC only available in MN & WI. Rates based on credit score.

Ready to buy your next car? Toro CU’s online tools make it easy to:

Calculate payments
Find dealers
Compare cars

It’s car shopping at your fingertips! Get started today.

Find, Drive, & Save Today!

Adventures await with recreational vehicle loan terms up to 10 years! Get pre-approved and a head start on the open road.

Apply Online

DID YOU KNOW: 1 in 3 Credit Reports Have Errors? They can mean higher rates, denied applications, or lost opportunities. That’s why it’s important to check your credit regularly!

With SavvyMoney-Credit Score, you can see your score instantly, track progress daily, and fix errors fast — all FREE in our online banking & mobile app. When it comes to your credit, the power is in the details. Log in & verify yours today!

SavvyMoney-Credit Score

Celebrating Credit Unions & Our Members

October 16 is International Credit Union Day!

Toro Credit Union is proud to be part of a global movement that puts people over profit.

For more than 75 years, credit unions worldwide have empowered communities by offering:

✅ Fair financial solutions

✅ Member-first service

✅ Support for local growth

Thank you for making TCU what it is today!

It's a Credit Union Thing!

Who offers all the modern conveniences of a big bank with above and beyond service? We do, we do - It’s a credit union thing!

If you love Toro Credit Union, please pass it on to co-workers and immediate family members so they can benefit from TCU too!

Toro Credit Union Membership

🚨 October is Cybersecurity Awareness Month 🚨

Follow these 4 steps to help protect yourself & your finances:

1️⃣ Use strong passwords + a password manager

2️⃣ Turn on multifactor authentication (MFA)

3️⃣ Spot & report scams

4️⃣ Keep software updated

Cybersecurity is a shared responsibility — together we can “Secure Our World.” 🌎

Fraud Prevention Resources

Toro Credit Union has even more ways to stay connected when you're on the go this summer! Follow us on Facebook, Instagram, or LinkedIn for updates & offers for members only.

Mark Your Calendar

October 1-31 - Cybersecurity Awareness Month

October 8 - Donation Deadline CU Forward Day

October 13 - CU Forward Day

October 16 - International Credit Union Day

Federally insured by the NCUA. Equal Housing Opportunity.