September eNews
Pay My Loan

Use a credit card, debit card or bank account to pay your Toro Credit Union loan payment. It’s easy and convenient to make your payments:

  • Credit or Debit Card: You can make a one-time or recurring payment to your Toro Credit Union loan using another institution’s credit or debit card. There is a fee of $2.00 plus 2.60% of the payment amount for this service. (Visa Credit Card not allowed by VISA.)
  • Checking or Savings Accounts: You can make a one-time or recurring payment to your Toro Credit Union loan using your checking or savings accounts at other financial institutions. There is no fee for this service. If you want to make a loan payment to your Toro Credit Union loan using your Toro Credit Union checking or savings account, please log in to It'sMe247 Online Banking for this free service.

Your payment will be posted to your loan in approximately two business days. You can do this on your own… any time that works for you.
Special Savings Account

Open as many special savings accounts as you need to help you save for “special” goals!

  • Vacation
  • Boat
  • Motorcycle
  • Wedding
  • Hot tub
  • Remodel
  • Down payment for a new home
  • Emergency reserve fund
New Emails & Telephone Numbers

Don't forget to use the new email addresses and telephone numbers to contact your credit union team.
Email us a quick note sharing your Toro Credit Union experience along with your photo, and we’ll deposit $5 into your account as a THANK YOU!
Do you have high-interest, unsecured debt from credit cards and personal loans following you around? Consider combining this debt into a single, low-rate debt consolidation loan, and save money in the process! Rates as low as 7.99% APR* for three years. For example, if you consolidate your debt into one payment and borrow $5,000 for three years, your monthly payment would be $156.66.

Why is consolidating debt a good option?
  • No application fee
  • No annual fee
  • No prepayment penalty fee
  • Lower interest rates will save you money each month
  • One payment can make managing debt easier
  • With a fix term and rate, you’ll know exactly when your debt will be paid off
  • May improve your credit score

Schedule an appointment to speak with a loan officer today and begin your journey to becoming debt-free!
* Annual Percentage Rate. With approved credit. Some restrictions may apply. Rates subject to change without notice. Contact the credit union for full details. Offer valid for a limited time only. Max loan amount is $20,000. Federally insured by the NCUA. Equal Housing Opportunity.
Guaranteed Asset Protection (GAP)

You don’t expect your car to be totaled by an accident or stolen—but you get car insurance just in case. You probably don’t expect that your insurance settlement could suddenly leave you thousands of dollars in debt, because you owe more on your car loan than your car is worth. You’ll be glad to know there is a way to make sure a car wreck doesn’t wreck your finances: GAP, or Guaranteed Asset Protection for your vehicle loans.
  • An optional and inexpensive benefit that you may add to your collateralized loans
  • GAP coverage goes into effect when your vehicle is stolen and isn’t recovered, or is totaled in an accident and cannot be repaired
  • GAP covers the difference between your primary carrier insurance settlement and the payoff of your loan

Add this coverage to your vehicle loan today!
Extended Warranty Coverage

Route 66 Extended Vehicle Warranty Coverage picks up where manufacturers’ warranties end and is less expensive than many other extended warranty options. It’s available for newer, as well as older, year model vehicles, even if you didn’t finance your vehicle with us.
Auto Buying Services

We understand how stressful buying a car can be. In an effort to eliminate this stress, Toro Credit Union has partnered with Integrity Autosource to reinvent the car buying experience for our members– making it simple, professional and hassle-free. This FREE auto buying service is only for Toro Credit Union members.

Integrity Autosource will help locate any make, model, new or used, purchase or lease, with any budget and they accept trade-ins.

Let Integrity Autosource:
  • Save you money when purchasing a NEW vehicle
  • Verify quality when purchasing a USED vehicle
  • Save time with the concierge service
TruStage Home & Auto Insurance
You trust Toro Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the TruStage Home & Auto Insurance.
Mark Your Calendar

Monday, September 7th - Closed for Labor Day
CONNECT WITH US!
Toro Credit Union

Lobby Hours: Monday - Friday 8:30 am - 4 pm CST

Call Center Telephone Hours: Monday - Friday 7 am - 8:30 am CST & 4 pm - 7 pm CST
Saturday 7 am - 4 pm CST
 
Website: www.ToroFCU.org
Lending Email: lending@torofcu.org
Federally insured by the NCUA.   Equal Housing Opportunity.