January 2021 eNews
Since your home has become your EVERYTHING SPACE, now is the time to REFINANCE or REMODEL your HOME! Contact your trusted lending team to understand your best option.
Change to Bi-Weekly Payroll
Toro Company's recent change to bi-weekly payroll may require you to make adjustments to your direct deposit to cover any loan payments which will be deducted from your account. Please take a minute to review your direct deposit and loan payments to see if any adjustments are needed. Please contact the credit union if you have any questions.  
As a child, you are told not to brag, but we love when our member-owners brag about their experiences at Toro Credit Union. If you have an experience you would like to brag about, please email us a quick note along with your photo. Then we’ll deposit $5 into your account as a special THANK YOU!
Pay My Loan

Making your Toro Credit Union loan payments is easy with the "PAY MY LOAN" button that is located on the home page of www.torofcu.org! Use the "PAY MY LOAN" button to:
  • Make a one-time or recurring payment to your Toro Credit Union loan using another institution’s credit or debit card.
  • Make a one-time or recurring payment to your Toro Credit Union loan using your checking or savings account at other financial institutions.

If you want to make a loan payment to your Toro Credit Union loan using your Toro Credit Union checking or savings account, please log in to ItsMe247 Online Banking. If you’re a first time user, you’ll need to know your Toro Credit Union account number and loan ID number.
Holiday Savings Club Account

If you have never opened a Holiday Savings Club Account, now is a perfect time to open a NEW account! If you save $100 for the next 10 months, you will have $1,000 saved for your 2021 holiday expenses.

Please contact the credit union to open a NEW Holiday Savings Club Account today!

Get organized in the new year with eStatements. eStatements are fast, secure, and free! Watch this short video to learn how to enroll in eStatements and start receiving your monthly statements electronically.  Plus, if you enroll in eStatements during January and February, you will be entered for a chance to win a Weber Grill!
Refinance & Save

If your auto loan isn’t with Toro Credit Union, you are probably paying too much. To learn if we can save you money by refinancing your auto loan from another lender, please contact a loan officer. 

We make saving money and refinancing your auto loan simple!
Reminders for the New Year

Travel - Please notify us of your travel plans so that you do not experience any interruptions when using your debit card.

Changes - If you recently moved, changed your phone number or address, or dropped your landline phone, please be sure to update your contact information with us! Please login to It'sME247 Online Banking to update your mailing address, email address, or telephone number.

Verify Account Information - Now is a great time to verify the information on your account(s) – address, phone number, joint members, beneficiaries, etc.

1098 Tax Forms - 1098 forms will be mailed in late January to members who have a mortgage loan where at least $600 in interest was paid in 2020. Please note that forms are not sent for interest paid on any other loans.

1099 Tax Forms - 1099 information will be added to the bottom of your year-end statement (December) for members who have earned more than $10 in interest over the past year on any checking, savings, or CD account.

IRA's Fair Market Value - Determine your IRA’s Fair Market Value for income tax time by totaling your IRA account balances as of Dec. 31, 2020. That information can be found on your year-end statement or by logging in to It'sME247 Online Banking.

IRA Contributions - Contributions can be made to IRAs through April 15, 2021, for the 2020 tax year.
Congratulations to Shayne, winner of our October and November contest! Shayne won a Dyson Vacuum for enrolling in our Online Bill Pay service.
Enroll in eStatements during January and February and you will be entered for a chance to win a Weber Grill!
Mark Your Calendar

Friday, January 1st - Closed for New Year's Day
Toro Credit Union

Lobby Hours: Monday - Friday 8:30 am - 4 pm CST

Call Center Telephone Hours: Monday - Friday 7 am - 8:30 am CST & 4 pm - 7 pm CST
Saturday 7 am - 4 pm CST
Website: www.ToroFCU.org
Lending Email: lending@torofcu.org

Federally insured by the NCUA.   Equal Housing Opportunity.
Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed, and you may review our policy and practices concerning your personal information at www.ToroFCU.org, or we will mail you a free copy upon request if you call us at (800) 525-0051.