July 2021 eNews
If your auto loan isn’t with us, you’re probably paying too much.

We’re your full-service auto lender.
Ask us how we can help you save money.
* Federally insured by the NCUA. Equal Housing Lender. 
What type of account is your youth ready for?

  • Savings Account
  • Savings Account with ATM Card
  • Checking Account
  • Checking Account with Debit Card

Is your teen working this summer? Now would be a great time to open a checking account with a debit card and access to Online, Mobile, and Text Banking. Open a youth account online today.
Instructional Videos

Learn how to bank from home or your phone to save time and easily manage your finances Be sure to check out all the instructional videos we have on our website for the following services:

  • Online Banking
  • Mobile Banking
  • eStatement
  • Mobile Deposit Capture
  • Pay Anyone
  • Much More...
Remote 24/7 Access

Toro Credit Union’s digital tools and other resources for self-service banking and 24/7 account access allow you to bank when it’s convenient for you and from ANY location. You can access your accounts from a computer or your smartphone by using the Toro Credit Union Mobile App. From there, you can deposit checks, make payments, view transactions, check balances, find an ATM, and much more. It’s easy and it will save you time to manage your account digitally. If you haven’t enrolled in online access, it only takes a few minutes.
Branch Near You

The CO-OP Shared Branch program allows us to bring Toro Credit Union to you! This FREE program allows you to access your Toro Credit Union accounts at over 5,000 CO-OP shared branch locations, which means you have more direct access to your money than most traditional bank customers do.

Locating a CO-OP SHARED BRANCH is simple:
Contest Winner

Rob is the winner of an IPAD for our April and May contest by simply using Mobile Banking! Congratulations, Rob!  

Be sure to use your Debit Card in July and August for a chance to win a 55" TV!
Mobile App 5.0

Soon we'll be launching the NEW 5.0 Mobile Banking App! You will notice a new look and some great new navigation features. Mobile App 5.0 will allow you to personalize your accounts, take advantage of a refreshed navigation, and a new accounts dashboard.

Please contact the credit union if you have any questions or need assistance.
Expiring Debit Cards

We will automatically mail you a NEW Debit Card when your old Debit Card expires. Please continue to use your existing card until your new card arrives.

As a child, you are told not to brag, but we love when our member-owners brag about their experiences at Toro Credit Union. If you have an experience you would like to brag about, please email us a quick note along with your photo. Then we’ll deposit $5 into your account as a special THANK YOU!
Decide How Much to Save

When it comes to saving, something is better than nothing, and more is better than less. That’s not much help—but this simple guideline might be:
  • 50% of your after-tax income goes to needs
  • 20% goes to savings and debt repayment
  • 30% is for wants

This streamlined budget guide, or Balanced Money Formula, comes from the book All Your Worth: The Ultimate Lifetime Money Plan, by U.S. Senator Elizabeth Warren and Amelia Warren Tyagi. 

Warren and Tyagi categorize the terms this way:
  • Needs are those expenses you must pay housing, food, utilities, transportation costs, insurance.
  • Wants are flexible expenses: cable television, restaurant meals, concert tickets, crafts and hobbies, clothing beyond the basics.
  • Savings accounts for money left after you take care of wants and needs. It includes what you set aside for the future as well as any debt payments outside of a mortgage or car.
Mark Your Calendar

Friday, July 2nd - Closed for Toro Employee Recognition Day

Monday, July 5th - Closed in observance of Independence Day

Lobby Hours: Monday - Thursday 8:30 am - 4 pm CST
Friday Summer Hours 8:30 am - 12:30 pm CST

Call Center Telephone Hours: Monday - Friday 7 am - 8:30 am CST & 4 pm - 7 pm CST
Saturday 7 am - 4 pm CST
Website: www.ToroFCU.org
Lending Email: lending@torofcu.org

Federally insured by the NCUA.   Equal Housing Opportunity.