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October 1 marks the beginning of the open enrollment periods for health insurance plans. That's the day we can begin talking about the Medicare plans for 2016. Enrollment for those plans is October 15 through December 7. From November 1 to January 31 it's Open Enrollment for the under 65 plans. Carriers have made changes for 2016 - some you will like and some you won't - so it's important to review those before December 7 if you want to consider moving to a different plan.
If you know someone who needs expert help understanding their insurance and their options, have them call me at 847-502-2663. There's no cost or obligation. They can also visit my website.