Your Life. Your Needs. Your Plan.
Greetings!

Hoping this finds you well.

As we move into the final months of the year, many people consider giving to charity. There are so many good causes: cancer research, disaster recovery, food insecurity and many others. And the need is great.
How do you decide what to give and to whom? 

This week's blog below walks through some options.

In good health!

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Independent. Fee only. Fiduciaries
Giving to charity: 5 year-end tips 
With the passage of the Tax Cuts and Jobs Act in 2017 many filers who used to itemize deductions have found that taking the standard deduction makes more sense. For filers that are close to that threshold but still under, there is another option 
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
The Effects of Marijuana on Car Accidents


Did traffic fatalities go up or down after cannabis legalization?
On This Day in History
Abraham Lincoln was elected 16th President.

Actor Jeff Daniels recites Lincoln's Gettysburg speech. It's only about 2 minutes long and worth a listen.
Social Security Webinar

Special guest speaker, Kurt Czarnowski brings 35 years of experience working for the Social Security Administration. Ask your questions!

Join us for a discussion on Thursday November 12th at 7 pm EST

QR code scams are making a comeback
Don't click on that QR code just yet. Scammers are replacing legitimate codes with ones of their own.
Self Motivation

In this short clip, high school student Brendan Clark offers some very mature advice.
Recipe of the Week

Easy Vegetarian Chili
You'll LOVE this easy vegetarian chili recipe! It's gluten-free, and without yogurt or sour cream on top, it's also vegan.
Quote of the Week
"The only way to keep your health is to eat what you don't want, drink what you don't like, and do what you'd rather not"

- Mark Twain
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Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally and internationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
The opinions and comments of this newsletter are those of Financial Planning Solutions, LLC and are not intended as specific advice or recommendations. To understand what investments are right for you and your situation, it is recommended that you sit down with a Certified Financial Planner™ Practitioner that understands your financial situation, goals and desires. This information is being provided as a courtesy. When accessing the website links, you are leaving this site and assume total responsibility and risk for the sites you are visiting. We also make no representation of the completeness or accuracy of websites.
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