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Monthly News & Updates

 

September 2023

 

What Age Will You Retire?


It is never too early to start thinking about retirement. However, as you get closer, you need to start considering when you want to retire. It is important to do this so that you can maximize your Social Security benefits.

As you prepare for retirement, it’s important to consider how Social Security will affect your plans. Retirement benefits are essential to the majority of retirees to some degree, and for some seniors, they are their primary source of income.

To maximize your monthly payments, you should do everything you can. Planning for retirement is best done well before you expect to retire, and there are a few essential steps to take during your 50s.


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Income for Life? Strategies to Avoid Running out of Money!


Retirement income planning is one of the most important and most challenging aspects of financial planning for your clients. Will they be able to generate the level of retirement income needed to support their desired retirement? Will they be able to meet their retirement income goals without running out of money?



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A Sense of Security in Volatile Times

With market volatility and the global economic uncertainty driven by political dysfunction and the European debt crisis, there’s a scarcity of safe places for your money. There just aren’t many options today for someone looking for a place to put cash, generate a decent return and sleep well at night, knowing with absolute certainty that money is not at risk due to market forces.

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How to Prepare and Pack a Fun and Healthy Lunch


Remember the endless stream of peanut butter and jelly sandwiches from school lunches gone by? No wonder we traded with our friends.


These days, school lunches are much more fun, nutritious and easy to prepare. Increasingly, both adults and children are carrying lunchboxes with compartments for hot and cold foods, and thermoses of soup and drinkable yogurt for digestion. They get protein from cheese, fish and meat.


And thanks to a recent dictum from nutritionists, we're encouraged to feed our children what they like, ensuring that they’ll actually eat their lunches. As a bonus, it can also be healthier and less expensive to pack a lunch.


For many, leftovers are the answer. If your children loved last night's dinner - be it burritos, macaroni and cheese, or a curry dish - feel free to recycle it as lunch. Add a serving of fruit and milk or vegetable juice. It's easy and there will be no leftovers to turn green in the back of the fridge.


It works for adults, too. According to netdoctor.co.uk, most of us take less than 19 minutes for lunch and almost half of us eat at our desk. Lunch totes have now replaced the brown bags in our briefcases, and we, too, are taking leftovers to work. After all, who wouldn't prefer a hot lunch to a plastic-wrapped sandwich? As well as chili and stews, casseroles are better the second day and reheat perfectly. Children - and some taste-challenged adults - love cold pizza.


Healthy lunches mean healthy bodies and healthy minds. They also mean no more trading with friends.

Fred Sundin

President

Sundin Financial Group

sundinfinancial@yahoo.com

401-864-0738

 
 
 
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