Spectrumly Speaking
Fall 2017   

Happy Autumn!  We hope you were able to enjoy the incredible weather we have had this Fall (making up for a lack-luster summer!)

As we prepare our gardens and property for winter, we should also be tending to our finances and making sure our house is in order.   We will soon begin to shop for the holidays and need to remember to pay ourselves first.  "Topping Up" contributions to your RESPs, RRSPs, RDSPs or TFSAs will have more of an impact on the realization of your goals than a lovely sweater or video game will.

Keep well and happy reading!

Karen, Richard, Jeff, Janet, Ingrid and Sheila 

When Black Cats Prowl & Pumpkins Gleam,
May Luck be Yours on 

Happy Halloween from our Spectrum Family to yours!

When buying a home, the actual purchase price will, of course, be your major expense but you do need to be aware of the additional expenses you will have.

Here is a simple budget worksheet that can help you estimate your one-time and ongoing costs of home ownership.

How to catch up on your retirement savings:  Tips for late starters

Click here to learn 6 ways you can catch up and achieve a comfortable lifestyle in retirement.

The Family Juggling Act
Here is a great article on how to balance every day needs with your financial goals.

Preparing for a new baby is exciting,
but it can also be stressful financially.

Here is a great piece to help you
understand maternity leave benefits.

Monthly Features
Seminars, Market Watch, Office News & Tips
Spectrum was proud to be a Sophomore Sponsor for LiveUp2. 
Karen had the privilege of presenting $10,000 in Bursary dollars to 6 young adults at this year's Gala!
More pics from the Gala can be found on  LiveUp2's facebook page or Snap'd Barrie.  

Market Watch
Market Watch   

For those with more of an interest in what has happened in the markets this past week, click here for an in-depth update from TD.
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Spectrum Financial Strategies
339 Huronia Road Barrie, ON L4N 8Z1

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