Volume 3, Number 5



M onthly News On Products Promoting Healthcare Cost Transparency And Healthy Living Tips
The DPC (direct primary care) movement has been growing and we have identified over 1,000 DPC practices nation-wide. As committed proponents of the DPC model we will be offering an enhanced offering as of April 1 to those utilizing DPC practices. Read the first article to see how DPC practices work and learn about the principles that DPC providers ascribe to.

M P owering Benefits’ programs have focused on wellness through avoidance and prevention. While some of these programs will continue to be offered, the focus will change to wellbeing, a state characterized by your health, happiness, and prosperity. Details will be contained in future editions of this newsletter.

M P owering Benefits will be introducing a new model of virtual care within the coming months. Look for additional details in future issues of this newsletter.
The Direct Primary Care Coalition (DPCC) represents primary care physicians, healthcare associations, employers, and others ( we are a member ) who support the advancement of state, federal, and private sector policies that bring patients and physicians together to help promote better primary care. 

Direct Primary Care (DPC) is a membership-based alternative payment model in which patients, employers, or health plans pay primary care providers in flat, simple periodic fees directly for unlimited access to primary care and prevention services in a medical home environment.  

About a year ago we were able to identify about 700 DPC practices and as of today, about 1,000 DPC practices in 48 states provide peerless access to great primary care to over 300,000 American patients. 

DPCC believes that Americans of all ages and incomes should have access to high functioning, affordable, comprehensive, accessible, personal primary care. DPCC thinks a pivotal part of the effort to promote choice and competition is to place a greater emphasis on primary care and preventive services by putting patients back in control of their care with assistance of a trusted personal primary care physician who knows the patient, and therefore can be that patient’s guide through the often complicated and expensive healthcare system. 

Direct Primary Care focuses on these five tenets:

1. Service: The hallmark of DPC is adequate time spent between patient and physician, creating an enduring doctor-patient relationship. Supported by unfettered access to care, DPC enables unhurried interactions and frequent discussions to assess lifestyle choices and treatment decisions aimed at long-term health and wellbeing. DPC practices have extended hours, ready access to urgent care, and patient panel sizes small enough to support this commitment to service.

2. Patient Choice: Patients in DPC choose their own personal physician and are active partners in their healthcare. Empowered by accurate information at the point of care, patients are fully involved in making their own medical and financial choices. DPC patients have the right to transparent pricing, access, and availability of all services provided.

3. Elimination of Fee-For-Service : DPC eliminates undesired fee-for-service (FFS) incentives in primary care. These incentives distort healthcare decision-making by rewarding volume over value. This undermines the trust that supports the patient-provider relationship and rewards expensive and inappropriate testing, referral, and treatment. DPC replaces FFS with a simple flat monthly fee that covers comprehensive primary care services. Fees must be adequate to allow for appropriately sized patient panels to support this level of care so that DPC providers can resist the numerous other financial incentives that distort care decisions and endanger the doctor-patient relationship.

4. Advocacy: DPC providers are committed advocates for patients within the healthcare system. They have time to make informed, appropriate referrals and support patient needs when they are outside of primary care. DPC providers accept the responsibility to be available to patients serving as patient guides. No matter where patients are in the system, physicians provide them with information about the quality, cost, and patient experience of care.

5. Stewardship: DPC providers believe that healthcare must provide more value to the patient and the system. Healthcare can, and must, be higher-performing, more patient-responsive, less invasive, and less expensive than it is today. The ultimate goal is health and wellbeing, not simply the treatment of disease.

As an M Powering Benefits affiliate, we will be offering an enhanced DPC option which is planned to be offered starting April 1.

We will furnish additional details in upcoming issues of this newsletter.
Most of us use the term wellbeing and wellness interchangeably, but there is a distinctive difference.

To paraphrase some concepts articulated by Carmen Perez:

Wellbeing refers to a holistic, whole of life experience, whereas wellness refers to physical health by focusing on the absence of disease or infirmity.

Wellbeing is a good feeling condition of existence, a state characterized by your health, happiness, and prosperity.

According to the World Health Organization, health is a state of complete physical, mental and social wellbeing, and not merely the absence of disease or infirmity. 

M P owering Benefits has focused on wellness through avoidance and prevention; effective April 1 new programs will be added to the repertoire that focus on living a healthy, holistic lifestyle and to achieve a state of health, happiness, and prosperity. More details will be including in upcoming newsletters.
Virtual care is the delivery of health-related services and information by physicians via a myriad of technology solutions. Studies show that implementation of a virtual care system can dramatically improve the overall health and outcomes of patients using the system.  M Powering Benefits will be introducing a new, low cost virtual care program option that provides health-related services and information using telemonitoring devices and telecommunications for chronic disease management, remote vital sign monitoring and medication adherence monitoring. Look for details in upcoming issues of this newsletter.
About Paul Cholak
Paul Cholak is the Principal of Control Your Healthcare Costs, LLC (dba Control Your Healthcare Costs) and is an endorsed vendor of the Free Market Medical Association, which promotes transparency in healthcare costs and programs. He's also a Partner/Supporter of the Direct Primary Care Coalition, which promotes the direct primary care provider concept.

He constantly seeks to find new and innovative products that incorporate transparency and focus on reducing costs of the total healthcare bill.

He's a National Healthcare Advisor for   M Powering Benefits , a Certified Affiliate with Sedera, Inc., and is also appointed by insurance carriers who offer insured products that promote healthcare transparency (for example Health Indemnity Insurance).

He offers or refers you to medical cost sharing and insured healthcare products on either an individual, association, or group basis, as applicable, that promote healthcare cost transparency and can result in significant overall healthcare savings to participants. He guides you through the steps of obtaining membership in the applicable program and is always available to help you both BEFORE and AFTER you've enrolled.
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