Guaranteed growth for 3 years
MNL Guarantee Pro provides you with:

  • Choice — Fixed rate of interest guaranteed each year of your chosen term, from 3, 5, or 7 years.2
  • Liquidity options — Options for interest only penalty-free withdrawals3 and nursing home confinement waiver.4
  • RMD-friendly withdrawals — Required minimum distributions (RMDs) are penalty-free by current company practice.5
  • Tax-deferred interest — Your premium grows more quickly because you won’t pay taxes on interest until you make a withdrawal.6
Helping you imagine retirement with confidence
We know you want to have confidence in your retirement. But in order to do that, you need your retirement funds to last. As a division of Sammons Institutional Group®, Inc., Midland Retirement Distributors® specializes in fixed and fixed index annuities that provide choice, focus, and flexibility. Annuities are issued by Midland National® Life Insurance Company. Sammons Institutional Group and Midland National are wholly owned subsidiaries of Sammons® Financial Group, Inc. Through this affiliation, we’re a trusted partner positioned to stand strong well into the future.

For more than a century, Midland National has stood by their customers—focusing on providing growth, income, and financial protection. Midland National brings their strong history and proven financial track record to each annuity.

Independent rating agencies have awarded the following ratings:
Let’s work together. Now is the time to work with your financial professional to develop a strong retirement plan you believe in. In the meantime, see if our values of choice, focus, and flexibility align with yours. Visit midlandnational.com.
Contact Tam Hubert, CFP®, CFA
952.465.0323
1 Rate is effective as of publication date and is subject to change at any time. Rate may vary by interest rate band and guarantee period selected.
2 Guarantee period availability varies by state and financial institution.
3 Available only after the first contract year. Withdrawals taken prior to age 59½ may be subject to IRS penalties.
4 Included for issue ages 75 and younger. Not available in all states. Please contact your financial professional for state availability.
5 A feature offered “by current company practice” is not a contractual guarantee of this annuity contract and can be removed or changed at any time.
6 Under current law, annuities grow tax-deferred. An annuity is not required for tax-deferral in qualified plans. 
Annuities may be subject to taxation during the income and withdrawal phase. Please note neither Midland National nor any agents acting on its behalf should be viewed as providing legal, tax or investment advice. Consult with and rely on your qualified professional.
A surrender during the surrender charge period could result in a loss of premium. The surrender charge and 
Market Value Adjustment may reset for subsequent guarantee periods. Surrender charge structure and guarantee periods may vary by state.
Securities distributed by Sammons Financial Network®, LLC., member FINRA. Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Institutional Group®, Inc. provides administrative services. Sammons Financial Network®, LLC., Midland National® Life Insurance Company, and Sammons Institutional Group®, Inc., are wholly owned subsidiaries of Sammons® Financial Group, Inc. Midland Retirement Distributors® is a division of Sammons Institutional Group®, Inc.
The term financial professional is not intended to imply engagement in an advisory business in which compensation is not related to sales. Financial professionals that are insurance licensed will be paid a commission on the sale of an insurance product. Product and features/options may not be available in all states or appropriate for all clients. See product materials for further details, specific features/options, and limitations by product and state.
The MNL Guarantee ProSM is issued on base contract form ICC21-AS204A/AS204A (contract), or appropriate state variation including all applicable endorsements and riders.
A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company’s financial strength, operating performance, and ability to meet its obligations to policyholders. S&P Global Ratings is an independent, third-party rating firm that rates on the basis of financial strength. Fitch Ratings is a global leader in financial information services and credit ratings. Ratings shown reflect the opinions of the rating agencies and are not implied warranties of the company’s ability to meet its financial obligations. The above ratings apply to Midland National’s financial strength and claims-paying ability. A) A.M. Best rating affirmed on July 30, 2021. 
For the latest rating, access ambest.com. B) Awarded to Midland National® as part of Sammons® Financial Group Inc., which consists of Midland National® Life Insurance Company and North American Company for Life and Health Insurance®. C) S&P Global Ratings’ rating assigned February 26, 2009 and affirmed on June 2, 2021. D) Fitch Ratings’ rating affirmed an Insurer Financial Strength rating of A+ Stable on April 23, 2021. The rating reflects the organization’s strong business profile, low financial leverage, very strong statutory capitalization, and strong operating profitability supported by strong investment performance. For more information access fitchratings.com.
NOT FDIC INSURED, MAY LOSE VALUE INCLUDING LOSS OF PREMIUM, NO BANK GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.