HFG June 2025 Newsletter

Helping People Reach Their Potential

Covering everything from promoting mental health and navigating difficult conversations to creating sustainable business models and managing financial stresses, these courses are an easy way to learn with your team and grow your business.

Need a Helping Hand(book)?


Putting together a comprehensive and compliant HR policy handbook for your team on your own can feel like climbing a mountain without the proper equipment. Developed by certified human resources professionals, the handbook is an affordable, one-time solution that can solve countless business compliant, helping your leaders establish and follow best practices and ensuring your teams are always in the know!



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How To Get a Free Credit Report…and Why You Should!


A credit report is a summary of your credit history. But how can it help, or hurt, your financial future?


Your credit report can help determine whether or not you get that great mobile contract with the newest cellphone. It can also help you save hundreds of dollars in interest with a car loan or help you qualify for a new mortgage. 


More About Transunion



You are able to access your Equifax consumer credit report and score at no charge, as required by consumer reporting legislation. You can:

  • See your credit report2 online and print a copy (updated once per month)
  • See your credit score3 online (updated once per month)
  • Activate a Credit Lock (Quebec residents only)



Cost Plus

Effective August 1, 2025, the Chambers Plan Cost Plus program rates will be changing. This is the first increase in fees since the inception of the program over 20 years ago but is necessary to ensure its long-term sustainability.


For firms with Extended Health and/or Dental benefits, the new administration fees will be 8% of the claimed expense up to a maximum of $200.


If your firm does not have Extended Health and/or Dental benefits, the administrative fees will remain at 12% of the claimed expense with no maximum charge.


More information about Cost Plus and how to submit claims can be found on my‑benefits® for Plan Administrators.

Part-time employees are a staple to many businesses. Now business owners can choose to include all part-timers under their Chambers Plan benefits, provided they’re permanent employees who work at least 15 hours per week.


Hynek Financial Group
5500 North Service Road, Suite 209, Burlington, ON  L7L 6W6
PH: (905) 319-9999
Email: info@hfgb.ca